Nutshell offered a much more favourable quotation on a newer vehicle, than my previous insurance company. Whom I had been insured with for some seventeen years. So I hope to be with Nutshell now fo... See more
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At nutshell, we’ve got car insurance cracked. Quite frankly, it’s been too complicated for too long. So, in a nutshell we are changing insurance for the better. We all know that sometimes, nutty things can happen. If you’ve had a bump, been hit by an uninsured driver, or even put in the wrong kind of fuel, we’ve got your back. Our claims team will help keep you moving and make the process as pain-free as possible, by treating people… well like… people. Car insurance is confusing enough, so to take out the hassle, we’ve included Motor Legal Protection in your cover for free. Not only that, but if you need to make a change, we won’t charge you admin fees. It’s all about the little wins in life, right?! We get that sitting on the phone for hours on end trying to sort out your motor insurance is far from ideal. That’s why we offer fuss-free, online servicing that allows you to view your policy documents 24/7. We have set out right from the start to make our experience as smooth as possible, so you can get on with doing the things that are important to you. That’s what we’re all about… insurance in a nutshell. Find out more at nutshell-insure.co.uk
United Kingdom
Replied to 100% of negative reviews
Typically replies within 48 hours
I hope that Nutshell stay true to the cause, I have been with so many start up insurance companies in my life time, and you find once they become known they sell the company on, and everything goes out of the window , at this point I'm pleased with my quote.

Reply from nutshell Insure
Easy enough do online, but no support for those with special needs. Not everyone is ok using a computer. The live chat is also not great

Reply from nutshell Insure
Not only the best quote I've had for my vehicle , but a very easy process to fill out the necessary forms online. Recommended!!

Reply from nutshell Insure
Impossible to work with. No contact numbers and live chat doesn’t work. Avoid at all costs

Reply from nutshell Insure
Very competitive priced car insurance. I am happy with the overall online service.

Reply from nutshell Insure
I had no problems at all using this firm , the quote I got was the best across all the comparison sites , very happy with it , and easy to follow form , right up to payment .

Reply from nutshell Insure
Feels really duplicitous. Price goes up in the quote period, even for a change of renewal date that is less than a week difference. Apparently, although the risk hasn't changed this is industry standard. However, Nutshell were proactive and I have had an excellent phone conversation with their customer services so feeling happier with the outcome and have adjusted rating.

Reply from nutshell Insure
Bought a new car & so no longer needed this car insurance... This company charged me £60 to cancel! Disgraceful! I will never buy insurance with them again!
UPDATE: The cancellation fee works out at over 20% of the base cost of the policy & I have been told by Nutshell that they feel this is fair?
I'll leave you to decide whether you think this is fair, but I certainly do not.

Reply from nutshell Insure
Totally hassle free and easy to use website.
Insurance at a fair price.
Well recommended.

Reply from nutshell Insure
Fantastic price on go compare 4 years no clams made a lot cheaper. Nutshell came best price & gave best price for same level of car insurance. Key cover included what normal extra very happy with price

Reply from nutshell Insure
My experience with Nutshell has been genuinely shocking from start to finish. They cancelled my policy before it even began, claiming I “didn’t declare any of my claims.” This was completely untrue.
I declared all of my claims on the comparison website — I checked the exact quote I originally used, and the claims were definitely included. I even ran the same search again afterwards, and the claims still showed. Nutshell even appeared again on my new list of quotes offering me cover, which makes absolutely no sense if they believed I hadn’t declared anything.
Customer service insisted that my “welcome pack” showed no claims declared, but I couldn’t even access the welcome pack at all, which I repeatedly explained. Instead of investigating, the chat agents just repeated the same script and refused to escalate anything properly.
The worst part is the letter they sent me literally stated “claims declared by you that match CUE,” and then listed the claims — including a duplicated one on their system. So their own documentation confirmed I did declare my claims, yet they still blamed me and cancelled the policy based on incorrect data.
To make the experience even worse, they have still not refunded me, despite cancelling the policy before it started and providing no cover at all. I’ve had to chase repeatedly just to get my own money back.
I’ve now gone elsewhere for insurance because I cannot trust a company that mishandles basic information, cancels policies incorrectly, and then delays refunds.
Overall, a terrible experience — I strongly advise avoiding this insurer.

Reply from nutshell Insure
Nutshell offered a much more favourable quotation on a newer vehicle, than my previous insurance company. Whom I had been insured with for some seventeen years.
So I hope to be with Nutshell now for at least seventeen more years of motoring.

Reply from nutshell Insure
Really pleased with the service from nutshell. I drive a high performance car and previous insurance quotes have been very expensive. Nutshell was much cheaper, so was happy to take out a policy with them. The process of taking out the policy was extremely easy.

Reply from nutshell Insure
Just insured my car with them now and created an account as unfortunately everything’s done online.
Clicked on the ‘Chat Now’ button as I have a query and the page just refreshes. Each time I click it the same thing happens. I then tried clicking on ‘Contact Us’ but exactly the same so it would appear that although they claim there’s a chat facility it doesn’t actually exist!
God help me if I ever need to make a claim!

Reply from nutshell Insure
easy to use link from comparison site. Documents are easy to understand

Reply from nutshell Insure
We have had car insurance through Nutshell for the last 12 months. No claims during that period. It is now renewal time and they have said because of our current details they cannot provide a quote. Nothing has changed over the last 12 months, but they won't explain what it is in our current details that leads them to this conclusion. Very frustrating and in my book pretty poor customer service

Reply from nutshell Insure
Purchased insurance in full on 18/11/25 and I'm still waiting for it to show on my account, No direct customer contact phone number, paper certificate of insurance would be better for when renewing

Reply from nutshell Insure
I received a compare the market email reminding me about my insurance. I though I was going to stay with current provider and let it auto renew as the price seemed okay, however when I double checked current provider the price had increased. Nutshell were quoting £60 cheaper and when I looked into details, it was the same underwriter, same cover plus a couple of extras so it was a no brainer. Of course the merit of an insurance provider is how they deal with a claim, so hopefully I won’t find out but if I do, I hope it goes well!

Reply from nutshell Insure
Can’t complain. Straight forward process, was easy to set up account and turn off auto renewal once you were in your account. Cheapest price that offered non insured driver compared to my previous insurance company renewal quote.

Reply from nutshell Insure
Fast and easy and a great price. My former insurers couldn't supply a quite due to the vehicle type. Found Nutshell on line. Thought let's give it a go. Not the cheapest. But very competitive and very easy to do. So a big thumbs up from me

Reply from nutshell Insure
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