HanseMerkur Reiseversicherung AG Reviews 372

TrustScore 1.5 out of 5

1.7

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Company details

  1. Travel Insurance Company

Written by the company

Die HanseMerkur ist ein Personenversicherer mit dem Schwerpunkt Krankenversicherung und der Spezialität der Reiseversicherung. Als zweitältester Krankenversicherer Deutschlands bietet sie hervorragenden Versicherungsschutz in der Gesundheitsvorsorge sowohl in Ergänzung zur gesetzlichen Krankenversicherung als auch in der privaten Vollversicherung. Mit Beitragseinnahmen von über 2 Mrd. Euro überzeugt die HanseMerkur bereits über viele Jahre als finanzstarker mittelständischer Personenversicherer in den Geschäftsfeldern Gesundheit und Pflege, Risiko und Altersvorsorge, Reise und Freizeit sowie Schaden und Unfall. Als Qualitätsanbieter für Sicherheitskonzepte in der Touristik und dem Bereich Business Travel zählt die HanseMerkur Reiseversicherung AG (HMR) zu den größten Unternehmen der touristischen Assekuranz in Deutschland. Am Finanzplatz Hamburg ist die HanseMerkur die einzige konzernunabhängige Versicherungsgruppe, die bundesweit tätig ist. In ihrer über 140-jährigen Geschichte hat sich die HanseMerkur zu einem modernen Finanzdienstleister mit rund 11,3 Mio. Kunden und über Über 2.200 Mitarbeitern und selbständigen Agenturinhabern entwickelt. Dachgesellschaft der HanseMerkur Gruppe ist ein Versicherungsverein auf Gegenseitigkeit (VVaG). Als solcher ist die HanseMerkur allein ihren Kunden und Mitarbeitern verpflichtet.


Contact info

1.7

Bad

TrustScore 1.5 out of 5

372 reviews

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Replied to 96% of negative reviews

Typically replies within 24 hours


Rated 1 out of 5 stars

Avoid this company

We trusted this company the second year for annual travel insurance and first time submitted our case with all the receipts and invoices on September 14th, 2025. Up until today- two months later, no updates and no reimbursement was given. They do not reply to emails, and when calling and waiting for a while they finally reply “ oh we can see you submitted everything it is just our processing time takes long” when we ask how much longer they just reply oh we cannot say that.
Unbelievable, anyone reading please just avoid this company, we will cancel our contract as well.

14 September 2025
Unprompted review
HanseMerkur Reiseversicherung AG logo

Reply from HanseMerkur Reiseversicherung AG

Hello Consumer, We are very sorry that you are not satisfied with our service and are waiting for a response from us. Please send us an email with your insurance number or claim number and a brief summary of your concern to trustpilotfeedback@hansemerkur.de. We will then get back to you as soon as possible. Best regards from Bettina from the HanseMerkur social media team

Rated 2 out of 5 stars

I have a travel insurance policy from…

Update July 8: I've reached out to the email in Verena's reply below, and received a response from the claims department the next day. I'm very grateful to Verena for support, but saddened that it took leaving a review here to receive it.

I have a travel insurance policy from HanseMerkur. I have made a claim a month ago and am still to hear back. I have written 3 emails with questions to all the email addresses I could find on their website with no response. I have also called their hotline and was hang up on. Abysmal customer service.

According to the conditions of the policy, I was supposed to receive the compensation within 2 weeks. I will be filing a complaint with Versicherungsombudsmann.

4 July 2024
Unprompted review
HanseMerkur Reiseversicherung AG logo

Reply from HanseMerkur Reiseversicherung AG

Dear Mr. Mogoreanu,

we appreciate your honest review. We set a high standard for ourselves, so we are disappointed to hear that your experience with us was not a positive one.

Please contact us at trustpilotfeedback@hansemerkur.de so we can work with you to make this right.

Kind regards,
Verena from the HanseMerkur Social-Media-Team

Rated 1 out of 5 stars

Unlawful renewal

I have purchases a travel insurance from Hanse-Merkur that would renew automatically after a year. However, months before that, I moved away from Germany, and the contract states that "2.1.3 The insurance policy shall end upon your death or when you move away from the Federal Republic of Germany."

To my surprise, when I explained that I would not renew the contract because I no longer resided in Germany, Hanse Merkur insisted that I would not be able to do so because I had not informed it to them 14 days in advance, and, despite my insistence, proceeded with the renewal.

Since I cannot make use of a contract made exclusively for residents in Germany while no longer residing in Germany, and since the contract states that this is cause for termination, Hanse Merkur's insistence on renewing it doesn't make sense, but I cannot seem to make them respect what's written in their own contract, and so they insist on trying to charge me for another year...

30 June 2022
Unprompted review
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