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BrightPensioen Reviews 820

TrustScore 5 out of 5

4.8

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Rated 4 out of 5 stars

Had a problem with customer support but they fixed it swiftly. I also love how transparent they are. Highly reccomend.

Company replied

Rated 5 out of 5 stars

I'm so happy to have found BrightPensioen, the whole experience is light years away from all the other impenetrable and impersonal offers in the market. Everything is clearly explained, it's super eas... See more

Company replied

Rated 5 out of 5 stars
Verified

I’m really happy with the service and personal touch I’ve experienced with BrightPensioen. I haven’t gone too deep into the details yet, but it’s reassuring to know my money is being invested responsi... See more

Company replied

Rated 5 out of 5 stars
Verified

Amazing service. As an international person living in NL I’ve been very impressed with the customer service of Bright Pension. They called me out of the blue to provide some advice and tips and tricks... See more

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About BrightPensioen

Written by the company

BrightPensioen – Samen bouwen we aan een eerlijker pensioen

BrightPensioen is anders dan andere pensioenaanbieders. Wij zijn een coöperatie. Dat betekent: geen winstmaximalisatie, geen geldschieters aan de top, maar leden die samen eigenaar zijn. En dus ook samen beslissen. Over de koers. Over de kosten. En over de winstverdeling.

We bouwen samen aan een helder en eerlijk pensioenstelsel. Voor iedereen die z’n pensioen zelf moet regelen: zzp’ers, ondernemers, mensen zonder pensioen via hun baas. En voor werkgevers die het anders willen doen voor hun team. Slim, sociaal en duurzaam.

We beleggen tegen kostprijs. Zonder verdienmodel over je vermogen. Je betaalt een jaarlijks lidmaatschap voor onze dienstverlening.Dat is het idee van BrightPensioen.

Beleggen brengt risico’s met zich mee. Je kunt je inleg verliezen. Maar het biedt ook kans op groei. En je profiteert van belastingvoordeel. Let op: dat voordeel betekent ook dat je geld vaststaat tot je pensioen.

We maken pensioen weer begrijpelijk. In heldere taal. Zonder kleine lettertjes. Gewoon zoals je het aan je buurvrouw zou uitleggen.

Samen pensioen opbouwen. Samen winst delen. Da’s Bright.


Contact info

4.8

Excellent

TrustScore 5 out of 5

820 reviews

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1-star

Replied to 100% of negative reviews

Typically replies within 24 hours


Rated 4 out of 5 stars

Great customer support

Had a problem with customer support but they fixed it swiftly. I also love how transparent they are. Highly reccomend.

14 November 2025
Unprompted review
BrightPensioen logo

Reply from BrightPensioen

Glad we could sort things out quickly for you — and great to hear our transparency stands out. Thanks for the review!

Rated 5 out of 5 stars
Verified

Great service with a personal touch

I’m really happy with the service and personal touch I’ve experienced with BrightPensioen. I haven’t gone too deep into the details yet, but it’s reassuring to know my money is being invested responsibly and in line with my values. I also appreciate the effort they put into educating me and making the experience feel personal. It already feels like I made the right choice, and I have no regrets. I’m looking forward to learning more and seeing how my investment grows over time.

17 April 2025
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Reply from BrightPensioen

Glad to hear you’re feeling right at home! We work hard to keep things both personal and responsible, so it’s great to hear that’s coming through. Happy to have you on board! :-)

Rated 5 out of 5 stars

Amazing Support

Great, Clear and Empathic support on my inquiry. Thank you

3 March 2025
Unprompted review
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Reply from BrightPensioen

Thanks so much for your kind words! We're glad to hear that our support was clear and helpful. If you ever need anything else, we're here to help! :-)

Rated 5 out of 5 stars
Verified

Excellent service!

I arranged a welcome call with a representive of Bright Pensioen. He answered all my questions clearly and made sure I understood all the details of my pension plan. Excellent service!

25 November 2024
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Reply from BrightPensioen

Great to hear that your welcome call was clear and helpful! We believe understanding your pension should be easy. Thanks for your kind review!

Rated 1 out of 5 stars

Employees are rude and treat people as if they are ignorant

I applied for BrightPension but couldn't open an account because they demand an official document that states my BSN number. I told the employees that I don't have any document with the BSN and if that's required then to please cancel my application because I'm already part of Aegon. I don't want to have the inconvenience of switching if the transition isn't smooth and simple. The company seems to be behind on security because that's what DigiD is meant for. After asking three times to cancel my application I was harassed by employees who were pushing me to get a document saying that I MUST have a document if I'm a resident of the Netherlands and treating me as if I'm ignorant suggesting that I don't know what a BSN number is even after I explained twice that I'm an expat and therefore none of my documents state the BSN number.

11 May 2023
Unprompted review
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Reply from BrightPensioen

Dear Chantall,
We are very sad to find out that you are unhappy with the services and communication from our staff. This came as a shock, since we take our service very seriously and try to go a long way to help our customers the best we can.

Perhaps due to translation from Dutch to English the message that Deborah tried to give did not go well. It is obvious that we have to do a better job in explaining that the Bright pension system is a different pension system than you were used to at Aegon.

Your Aegon pension was part of the second pillar of our pension system, while BrightPensioen is part of the third pillar. In order for your employer to contribute to your pension account, first a pension account must be opened. It will not be possible to keep using your previous Aegon pension account.

Our staff tries to make sure the accounts can be opened and verified. For this verification and identification BrightPensioen is unfortunately not allowed to make use of the DIGID system. Because of the fact that it is not in the second pillar.

Instead we are required - by the Dutch regulator - to ask for any written proof of a BSN. Whether that is on an ID, a health pass, an employment contract or any other document or letter sent by the government, the tax authorities or the city administration (gemeente) that states the name, date of birth and BSN. It differs per person, but in the end usually all customers manage - one way or the other - to supply this information. That is why our customer service staff tries to help out by suggesting different ways to achieve this. We're very sorry if this came across in a wrong and that she made you feel like you did not know what a BSN was.

The manager of the customer service team Joost will give you a call. To applogize and hopefully give you a better feeling about BrightPensioen.

Your registration is cancelled as requested. But if you later choose to participate in our pension solution after all, we are more than happy to welcome you again.

Sjaak Zonneveld

Rated 5 out of 5 stars
Verified

Amazing service

Amazing service. As an international person living in NL I’ve been very impressed with the customer service of Bright Pension. They called me out of the blue to provide some advice and tips and tricks - something no other company has EVER done in the ten years I live in NL! Well done guys!

3 January 2023
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Reply from BrightPensioen

Thanks for your amazing review Elisabeth! And if you ever have a question or tips for us, you can also call us out of the blue too!

Rated 5 out of 5 stars

Feel like part of the family

I'm so happy to have found BrightPensioen, the whole experience is light years away from all the other impenetrable and impersonal offers in the market. Everything is clearly explained, it's super easy to join and get started, and you get the guidance you need in the way that suits you best. Best of all, you feel like you are part of the family. What's not to love?

10 November 2022
Unprompted review
BrightPensioen logo

Reply from BrightPensioen

Wow, what a nice words Karen! Welcome to the Bright family!

Rated 5 out of 5 stars
Verified

A good start :)

I really appreciate how patient and supportive the Bright team has been during my introduction period. It's been a great start!

20 October 2022
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Reply from BrightPensioen

You're very welcome!

Rated 4 out of 5 stars

Invest in a good pension for entrepreneurs!

I joined Bright after a good introduction by their commercial director online. It is a clear and honest way to build up pension for entrepreneurs and I very much support it. My view is that is easier to understand and cheaper than building up pension via insurance companies

9 May 2022
Unprompted review
BrightPensioen logo

Reply from BrightPensioen

And we support that view, Hans!

Rated 5 out of 5 stars
Verified

Really easy to set up and get started

Really easy to set up and get started, solved the problem of me not having a company pension and really happy with the service.

4 May 2022
BrightPensioen logo

Reply from BrightPensioen

And we are really happy with such a nice review, Ella!

Rated 5 out of 5 stars

Great Service

Looking at the amount of pension and investment companies on the market, BrightPensioen stood out from the get go.
Their business model, tone and presentation was inviting and with good reviews from people with-in my circle, i signed up.

Having now used them for a few months and steadily increasing the monthly amount i add to the fund i'm already seeing better than most results.

Additionally they do seem to put care and effort in welcoming you to the group, with catch-up calls, feedback rounds and focusing on keeping you in the loop as possible.

During the signup process they managed to process me and my information with-in minutes, especially considering i am not Natively Dutch their internal processes are very well defined.

I do recommend using them as a service, so far it has been great.

26 April 2022
Unprompted review
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Reply from BrightPensioen

Wow! How nice to receive such compliments. Even though our website is not yet in English. Thanks for your kind words, Scott!

Rated 5 out of 5 stars

Early withdrawal without problems

Was able to withdraw my money without much hassle when I left the Netherlands. Their support was great!

On the downside, they follow the 60/40 portfolio strategy which worked great for the past couple of decades, but is likely to underperform in the future due to the bond-equity counter-correlation being broken.

13 November 2020
Unprompted review
Rated 5 out of 5 stars
Invited

Great communication & follow-ups

Great communication & follow-ups both through emails and phone. My questions were answered cohesively, fast, and quite extensively via email which made me decide to go through BrightPension.

6 August 2020
Unprompted review
Rated 5 out of 5 stars

Don't just build up your pension, be co-owner of your pension fund

Very open and helpful service for building up your pension as an independent contractor. I love the idea that you become a joint owner of this pension fund together with all other clients, which really gives you skin in the game. The customer service is very helpful and pro-active. The website is clean and simple without too many options or hidden features, although some more data about my investments would be nice but that is something that can be developed in the future.

19 June 2020
Unprompted review
Rated 3 out of 5 stars
Invited

Worth a punt for a better world

It's hard to review them so far as I have only just joined. I love the idea of an ethical pension, and from the figures they have published it seems to be doing well.

I would say they need to work on the website layout and the usabilit, but I htink tha is in the pipeline.

I'm willing to risk a piece of my future with this company. Whats the point in a pension if not to make for a better retirement? So it seems pointless if my money is being used to make the world a worse place.

24 January 2020
Unprompted review
Show reviews in all languages. (820 reviews)

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