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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the efficient and smooth service provided, with many highlighting the speed and ease of reimbursements. Consumers find the platform easy to manage, especially with the mobile app, which simplifies the reimbursement process. People also value the clarity and detail of the insurance plans available on the website, which makes it easy to understand the coverage. The helpfulness and responsiveness of the support team are frequently mentioned, with reviewers noting that their questions are answered thoroughly. Many reviewers express satisfaction with the financial assistance provided, which makes pet ownership more manageable. Overall, reviewers feel more secure and comfortable taking their pets to the vet, knowing they have reliable insurance coverage.

Based on these reviews

Rated 5 out of 5 stars
Verified

Santévet is a really good insurance for our dog, we get very quickly reimbursed and they’re available for any questions. I feel much better taking my dog to the vet since we got insurance with them!

Rated 5 out of 5 stars
Verified

As we have our new house member recently, I had to spend a good time comparing insurances for our newcomer. Comparing to all other animal insurances in Belgium (Figo, Perexpert by KBC, and Belfius), S... See more

Rated 5 out of 5 stars
Verified

Insurance plan was very well detailed on their website. I only had to check it online and answered some questions and then...got my puppy insured. I also liked that I only have to pay the bills and gi... See more

Rated 5 out of 5 stars

They have always been very reliable, and made it so much easier for us to be a dog owner. It is the first time that we have a dog, and it is the most wonderful thing that has ever happened to us, but... See more

Rated 5 out of 5 stars
Verified

I’m very happy with Santevet! Every time I call with questions, the team is always very helpful. I’m new to using their service, and most of all, I’ve found it very easy to request a refund . Highly... See more

Rated 5 out of 5 stars
Verified

Application très simple et efficace pour demander les remboursements. Rapidité de traitement top .on est bien informé du suivi du dossier.

Rated 5 out of 5 stars
Verified

Great experience with Santévet. Every time our puppy needed a vet visit or treatment we got reimbursed within 2 days. Fast and professional. Would recommend to any pet owner!

Rated 3 out of 5 stars
Verified

I activate the insurance fot 50% cash back, sent 2x bills 66 euros each and i had 20 euros back. Therefore i would like to be contacted to clarify please

Rated 5 out of 5 stars
Verified

Always speedy and straight forward reimbursement. Easy to manage your account via the platform, easy to set up automatic reimbursement when you're registered with a vet.

Company replied

Rated 5 out of 5 stars
Verified

Trouble free insurance. Claims settled with minimum interactions. Helpful support agents when we have to call. Definitely recommend

Rated 4 out of 5 stars

I was looking for insurance for my Dog. I studied very carefully what this company provides before choosing my insurance, because I had 3 options. Fast and corect document procesing. It'... See more

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Company details

  1. Pet Insurance Company

About Santévet

Written by the company

Spécialiste français de l’assurance santé animale, Santévet rembourse de 50 % à 90 % de vos frais vétérinaires en cas de maladies et d’accidents, grâce à ses formules d’assurance pour chien et chat.

💚 LES AVANTAGES DE SANTÉVET :
Votre animal est couvert à vie : une fois assuré, votre animal reste couvert par nos garanties, quel que soit son âge.
Des formules complètes qui remboursent les soins vétérinaires aussi bien liés aux accidents qu’aux maladies.
Ses vaccins remboursés, mais aussi les antiparasitaires, les produits d’hygiène... grâce au Budget Prévention inclus.
Des services pratiques et inclus gratuitement : Payvet, le service d’avance de frais et de facilités de paiement ; Santévet Emergency 24/7 : l’assistance téléphonique en cas d'urgence vétérinaire ; une application mobile…

💚 UNE COUVERTURE SANTÉ COMPLÈTE, EN CAS DE PÉPIN DE SANTÉ
Les formules d’assurance chien et chat de Santévet remboursent vos frais vétérinaires en cas d’accident et de maladie, à hauteur de 50 % à 90 % et de 1.800 € à 5.000 €/an selon la formule choisie.

👉 Exemple de frais remboursés en cas de maladie et d’accident :
✔️ Consultations (classique, d'urgence, spécialisée...) ✔️ Médicaments ✔️ Frais de chirurgie, anesthésie… ✔️ Hospitalisations ✔️ Scanners, IRM, échographies ✔️ Frais d'ambulance ✔️ Radiothérapie ✔️ Médecines douces (ostéopathie, phytothérapie, homéopathie, physiothérapie et acupuncture) ✔️ Analyses de laboratoire ✔️ Détartrage (remboursé 1 fois/an, après 2 ans de contrat), etc.

💚 MIEUX VAUT PRÉVENIR QUE GUÉRIR
Toutes les formules d’assurance chien et chat de Santévet incluent également un Budget Prévention qui rembourse de 20 € à 80 €/an de soins préventifs. Ces soins prévisibles et planifiés par votre vétérinaire sont essentiels au maintien de la bonne santé de votre fidèle compagnon.

👉 Soins de prévention remboursés (chien et chat) :
✔️ Vaccins ✔️ Antiparasitaires ✔️ Vermifuges ✔️ Stérilisation ✔️ Frais d'identification ✔️ Produits d'hygiène

Demandez gratuitement votre tarif personnalisé sur notre site ou par téléphone au 02 613 16 48 (lundi-vendredi, 9h-17h).

Vous pouvez également prendre un RDV téléphonique gratuitement avec nos conseillers, en cliquant ici.

À bientôt dans la Santévet Family !

Contact info

3 mois remboursés, ca vous tente ?

Jusqu'au 31/10/2025, Santévet vous rembourse 3 mois d'assurance !

4.1

Great

TrustScore 4 out of 5

6K reviews

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Replied to 0% of negative reviews

Typically replies within 24 hours


Rated 5 out of 5 stars
Verified

Very happy with Santévet!

Santévet is a really good insurance for our dog, we get very quickly reimbursed and they’re available for any questions. I feel much better taking my dog to the vet since we got insurance with them!

2 October 2025
Rated 5 out of 5 stars
Verified

I’m very happy with Santevet

I’m very happy with Santevet! Every time I call with questions, the team is always very helpful. I’m new to using their service, and most of all, I’ve found it very easy to request a refund . Highly recommended!

11 September 2025
Rated 5 out of 5 stars
Verified

More practical covering at better price

As we have our new house member recently, I had to spend a good time comparing insurances for our newcomer. Comparing to all other animal insurances in Belgium (Figo, Perexpert by KBC, and Belfius), Santé Vet provides more realistic, practical covering at a better price. Mobile app is handy, and staff are nice and responsive.

1 September 2025
Rated 1 out of 5 stars

Aleays excuses why they dont reimburse

Aleays excuses why they dont reimburse. So far, i they payed me back once 40 euros. At first, this invoive was declined too, but after a phone call they paid me back. I don't have the cheapest formula anf i'm very disappointed in them. With the monthly amount I paid for the insurance over time, I could have paid a lot of vet bills myself. Waist of money every month but I'm stuck with a yearly contract

1 August 2025
Unprompted review
Rated 1 out of 5 stars
Verified

Impossible to get in touch and do not want to pay

Impossible to get in touch. Most things they do not cover claiming it is preexisting when it is not. I am expected to chase the vet in cases where they cannot read writing - as I live remotely and do not drive, I can not constantly go to the vet to get clarifications. Before signing up was told the app will be fixed (as I do not have a local number), but 1+ years later still cannot register with app. Communication via email and it takes 3 months + to process, after which stage they ask for a clarification and neither I nor the vet remember after such a long time. DO NOT RECOMMEND.

28 July 2025
Rated 1 out of 5 stars
Verified

Bad insurance - They don’t refund for almost anything

They don’t refund for almost anything. They have too strict rules about what they refund for and the make huge assumptions on what should not be refunded based on an invoice. And this is not what they sell you before enrolling. They also make it extremely difficult to stop being insured and made you stuck with them for a full year with no refunds if you paid in advance. They also renew the contract without your prior consent and there you are stuck with them again for another year. I will never recommend this insurance to anyone.

13 June 2025
Rated 5 out of 5 stars
Verified

100 % recommended

Insurance plan was very well detailed on their website. I only had to check it online and answered some questions and then...got my puppy insured. I also liked that I only have to pay the bills and give the insurance number to the vet clinic and no more papers to sign or to send to, to be able to get refunded. Would definitely recommend. 🙂

2 June 2025
Rated 1 out of 5 stars
Verified

Better deal to save the money yourself

In over 2 years we have not handed in a single expense claim. Now we did it the first time for 2 invoices, and from the 180 Euro we claimed we did not even get back half (wile paying 50 Euro per month). I am sure somewhere in the contract is a good clause why the invoice for our dogs treatment when she fell a little ill was declined.
What a joke. We will stop the insurance and just put the money aside like this.

13 February 2025
Rated 4 out of 5 stars

I was looking for insurance for my Dog.

I was looking for insurance for my Dog.
I studied very carefully what this company provides before choosing my insurance, because I had 3 options.

Fast and corect document procesing. It's really nice to have this professionally taken off my hands, and I don't have to worry about it.

I"m also grateful for the 40 euro promotional campaign for prevention for my dog.
Thanks to the consultant for explanations given during phone conversation.

Very well explained details for cost and bill refunds
The only drawback is the 30-day deadline for receiving payment.

Neverthelss, I'm generaly satisfied. As it turned out, it's not that difficult to get services of this company, and it's fast

The first invoice was sent flawlessly, and the payment was also made quickly.. Therefore, I can only recomend Santevet

27 February 2025
Unprompted review

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