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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's staff for being helpful, friendly, and quick to respond to inquiries. Consumers appreciate the smooth and hassle-free banking experience, highlighting the efficiency and professionalism of the service. People also value the ease of use of the app menu and the quick account opening process. The company's customer service receives high marks, with reviewers noting the timely and clear responses to their needs. Reviewers also appreciate the support in setting up POS systems, with specific mention of staff members who are professional and detail-oriented. However, opinions on payment processes are mixed, indicating some inconsistencies in this area.

Based on these reviews

Rated 5 out of 5 stars
Verified

The sales representative contacted me very quickly and soon came to my restaurant for a face-to-face meeting. He was able to grasp my needs and provide solutions. I found it excellent. The registratio... See more

Company replied

Rated 5 out of 5 stars

We were looking for a bank that could issue a danish IBAN number (and thus danish bank account), since a large portion of our customers are based out of Denmark. We found wamo.io and the onboar... See more

Company replied

Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️⭐️ I would like to thank Kurt Zammit Chircop for his professionalism in setting up my Wamo machines. As someone who has just started my own business, I really appreciated how approachable a... See more

Company replied

Rated 5 out of 5 stars
Verified

All good. I suggest, right from the start (as soon as you decide to open an account), listing everything you need (account information, selfie, bill, etc.) so that when they start, they can finish mor... See more

Company replied

Rated 5 out of 5 stars

We opened our business accounts, a couple of months ago, with no difficulty at all. The best part has been the customer support… easily 5 stars for this alone. Any query gets acknowledged immediatel... See more

Company replied

Rated 5 out of 5 stars

Super brilliant service and support by Kurt Zammit Chircop. Applied for an account last week and after few days he gave me a call to meet and discuss further so to get the most of Wamo. Thank you Kurt... See more

Company replied

Rated 5 out of 5 stars

I’m just starting my new business and was nervous about using Wamo as I’d never used them before. Setting up my account has been extremely easy, much easier than I thought. I have to highlight Zoe for... See more

Company replied

Rated 5 out of 5 stars

We got our POS system set up today and it couldn’t have gone smoother. James was welcoming, professional and easy to work with. he explained everything clearly and had us sorted in no time. Really app... See more

Company replied

Rated 5 out of 5 stars

WAMO is one of the premium service providers in the payments and card issuance business. they have a reliable service in the SEPA business area. They open accounts for a variety of business lines.... See more

Company replied

Rated 5 out of 5 stars

I had a payment that was pending. I contacted support and Zoe helped me to get things processed fast and smoothly. It's great service to have a direct phone number to support agents. Not common for tr... See more

Company replied

Rated 5 out of 5 stars

Amazing service delivered from James. He came, more then once and opened a business account for us. Opening a bank account is not easy in Malta especially for a foreigner. James without hesitation,... See more

Company replied

Rated 5 out of 5 stars

Absolutely fantastic service from Kurt Zammit. His professionalism is clear from the very first minute. No issues, no delays, no need for follow-ups as with other companies — everything runs smoothly... See more

Company replied

Rated 4 out of 5 stars
Verified

It was great and very detailed. The problem is the verification. We have uploaded every document however we were asked to upload documents again, including selfies. It would have been great to sort it... See more

Company replied

Rated 5 out of 5 stars

Both of you how do you able to facilitate cross border payment credible and secure without failure? In fact, investors are suffering for lacking transparency of payment across the globe.The beneficiar... See more

Company replied

Rated 5 out of 5 stars

★★★★★ Excellent experience with Kurt Zammit from Wamo's IPOs team - professional, efficient, and always ready to help. He made the whole process smooth and stress-free. Highly recommend Kurt and th... See more

Company replied

Rated 5 out of 5 stars

I think if we had WAMO where I live, I'd have a WAMO problem. We used it several times while on vacation in San Francisco and LOVED absolutely everything about the entire experience!

Company replied

Rated 5 out of 5 stars

Although at this time, I did not opt in as my status is not a clear cut, James still delivered on his promise and visited my shop even after working hours. He remained professional and was very info... See more

Company replied

Rated 5 out of 5 stars

Kurt at Wamo helped me set up my business account in just a few days,he was super professional and really takes care of his clients.I highly recommend him & wamo to anyone in business who’s looking... See more

Company replied

Rated 5 out of 5 stars

tHANKS FOR YOUP APPLICATION VERY EASY AND INTUITIVE TO USE, AND YOUR CUSTOMER ASSISTANT ZOE HELPED ME IMMEDIATELY TO FACE ALL MY QUESTIONS. HOPE AND TRUST WE WILL IMPORVE A LOT OUR COOPERATION.... See more

Company replied

Rated 5 out of 5 stars

Today at Jellybabies confectionery we installed the Epos machine. James was super supportive with the whole process. He explained the process more than once as well and was very patiet with us. Highly... See more

Company replied

Rated 5 out of 5 stars

James came to our shop to install the Wamo EPOS machine and was extremely helpful throughout the process. We truly appreciated his support and professionalism. Highly recommended — don’t hesitate to c... See more

Company replied

Rated 5 out of 5 stars

I had the pleasure of working with Kurt Zammit, and I can honestly say his service is nothing short of stellar. From start to finish, Kurt was professional, attentive, and genuinely committed to makin... See more

Company replied

Rated 5 out of 5 stars

Wamo is a great and serious company I a happy to collaborate with them! I highly recommend Kurt Zamit he's so professional and high skill if you ever want a quick and professional service you should... See more

Company replied

Rated 5 out of 5 stars
Verified

Wamo's onboarding system and efficient customer service was amazing. ( Especially after a very bad experience with another provider.) The app menu is simple and easy to use. Happy to join and waiting... See more

Company replied

Rated 5 out of 5 stars

Exceptional attention to detail. James not only explained how everything works, but he also stayed longer to help with explaining to the team. Highly recommended

Company replied

Rated 5 out of 5 stars

Just opened my account with Wamo, Kurt was super helpful, prompt and immediately understood my needs. Services so far are easy to use and efficient.

Company replied

Rated 5 out of 5 stars
Verified

Only a great experience with Wamo, good support and fast response time. They listen to your needs and adjust according to what you want. Best recommendations from here.

Company replied

Rated 4 out of 5 stars

Wamo had a technical problem and they solved everthing. It took some time but I am pleased in the end. The really polite and simpathic staff helpt me wile I was stressed out.

Company replied

Rated 5 out of 5 stars
Verified

WAMO makes banking simple and secure. The interface is intuitive, transactions are instant, and the support team is always helpful. A truly refreshing online banking experience

Company replied

Rated 5 out of 5 stars
Verified

Extremely satisfied. Easy and clear way to apply for account. Very fast response. I applied for an account today at noon, and on the same day I got a business account. Fantastic.

Company replied

Rated 5 out of 5 stars

Mr Rodney Caruana was extremely helpful with setting up the app for me and also explaining how to use it. All recommendation for WAMO !

Company replied

Rated 5 out of 5 stars

Had Wamo for quite some time and always had good service. This morning James came to our offices as we needed epos. He was extremely helpful and very knowledgeable. Thank you James

Company replied

Rated 5 out of 5 stars

James was the guy who come at the shop to install the wamo epos Machine He was very helpful much appreciated For sure We racommed to contact him Thanks James

Company replied

Rated 5 out of 5 stars

Excellent service and a very user-friendly app. Kurt took the time to explain everything in detail and was incredibly helpful throughout the process. The whole experience was smooth and reassuring. H... See more

Company replied

Rated 5 out of 5 stars

I've got an issue with my physically card but they managed well and finally I'm happy. I would recommend WAMO for sure.

Company replied

Rated 5 out of 5 stars

Kurt made the process soo simple we had our small franchise onboard in a matter of 2 days welldone 🫡❤️

Company replied

Rated 5 out of 5 stars

I am very impressed and happy with the service given by James. He came super early and explained everything in detail. Super service

Company replied

Rated 5 out of 5 stars
Verified

Very positive experience with Wamo! Fast and friendly service, both in account management and customer support. Opening the account was quick and easy, and every time I needed assistance, I received c... See more

Company replied

Rated 5 out of 5 stars
Verified

All was clear and fast. And the customer service, Zoe Cottle is great. Very kind and quick. The most advantage is, that she is reachable for any questions. This is really great. I hope when I start t... See more

Company replied

Rated 5 out of 5 stars
Verified

Hi I am just new on wamo. But it great business bank app .for opening account so easy ..I love it..

Company replied

Rated 5 out of 5 stars
Verified

I think that’s very good service and operative

Company replied

Rated 5 out of 5 stars
Verified

I have had an amazing experience with this bank. They are incredibly quick to respond, very helpful, and always friendly. It has made my banking experience smooth and hassle-free. Big praise for th... See more

Company replied

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Company details

  1. Alternative Financial Service
  2. Bank
  3. Financial Institution
  4. Money Transfer Service
  5. Non-Bank Financial Service
  6. Payment Service

About wamo

Written by the company

With a wamo business account you get so much more. Designed specifically for small businesses, wamo is the perfect partner to take your business from start to grow.

Do you need 50 currencies? Probably not. Do you need the easiest, fastest possible way to get paid by customers and suppliers? Yes, that's where we focus.

How is wamo different?

  • At wamo we keep people at the centre. We won't automate our customer service and support, you'll always be able to speak to a real human when you need to.

  • We've simplified everything from payments to team management and multi-currency accounts with linked business Visa debit cards.

  • Fast and efficient registration and set up. Register in 10 minutes and be up and running with a new business account within 24 hours.

  • You join wamo Connect - a place to find discounts on tools and services that make running a business easier and to network with other business owners just like you.

Who can open a wamo business account?

With some reasonable exceptions, anyone with an EU or UK registered company can open a wamo account. There are some restrictions, which govern almost all banking and financial services. You can read more about those in this article.

How can I speak to a wamo team member?

We're here for you. Email support@wamo.io or use the chat box on our website to talk directly with us (the first automated messages are only to find out which language you prefer).


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

595 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically takes over 1 month to reply


Rated 5 out of 5 stars

veru good servivce by James

veru good servivce by James. thank ju

10 December 2025
Unprompted review
wamo logo

Reply from wamo

Hi Tania,

Thank you so much for taking the time to leave us an excellent review. We are so pleased that James provided you with good service. We will be sure to pass on your kind words. Great to have you with us.

Warm regards,
Team wamo

Rated 4 out of 5 stars
Verified

Amazing help and fast!

1 December 2025
wamo logo

Reply from wamo

Hi there,

Thank you for your great feedback! We’re so glad to hear you found our support fast and helpful. We really appreciate your support.

Warm regards,
Team wamo

Rated 5 out of 5 stars

What a legend! Highly recommended

What a legend! Thank you james for the smoothest onboarding process ever.

5 December 2025
Unprompted review
wamo logo

Reply from wamo

Hi Antoine,

Thank you for such a fantastic review! We’re thrilled to hear that James made your onboarding experience so smooth. We’ll be sure to share your kind words with him — he’ll really appreciate it! Thanks for the recommendation!

Warm regards,
Team wamo

Rated 5 out of 5 stars
Verified

Fantástic Bank

Fantástic Bank

3 December 2025
wamo logo

Reply from wamo

Hi Xavier,

Thank you so much for your excellent review! We’re delighted to hear that you consider us a fantastic bank. Your trust and support mean a lot to us, and we look forward to continuing to provide you with an excellent experience.

Warm regards,
Team wamo

Rated 5 out of 5 stars
Verified

WAMO makes banking simple and secure

WAMO makes banking simple and secure. The interface is intuitive, transactions are instant, and the support team is always helpful. A truly refreshing online banking experience

2 December 2025
wamo logo

Reply from wamo

Hi Ejaz,

Thank you for your wonderful review! We’re delighted to hear that wamo feels simple, secure, and refreshing to use. It’s great to know you enjoy the intuitive interface, instant transactions, and helpful support. We truly appreciate your trust and look forward to supporting your business as it grows!

Warm regards,
Team wamo

Rated 5 out of 5 stars
Verified

It was okay open my business account…

It was okay open my business account with wamo

1 December 2025
wamo logo

Reply from wamo

Hi Endurance Aye,

Thank you for your feedback! We’re glad you were able to open your business account with wamo, and we’re always looking for ways to make the experience even smoother. It's great to have you with us!

Warm regards,
Team wamo

Rated 1 out of 5 stars

Still no news I Sended them all about…

Still no news I Sended them all about my transfer bc is incredible same person transfer me money same day was 2 different payment and both go successful the big payment not arrived with same mode istant and still I not got news and they spread to me same thing s every time, transfer was 999 euros in istant bank transfer.

28 November 2025
Unprompted review
wamo logo

Reply from wamo

Hi Andrea,

We’re happy to inform you that this issue has now been resolved and your payment has arrived in your account. There was a short delay, and we appreciate your patience while we resolved it.

If you have any further questions, please reply to our previous email and we’ll be happy to assist.

Warm regards,
Team wamo

Rated 5 out of 5 stars

Assistenza impeccabile ottima

Assistenza impeccabile ottima

28 November 2025
Unprompted review
wamo logo

Reply from wamo

Hi Giuseppe,

Thank you for your review! We’re delighted to hear that you found our assistance impeccable. Great to have you with us.

Warm regards,
Team wamo

Rated 1 out of 5 stars

My Account is frozen without any…

My Account is frozen without any explanation and any of the support numbers is available.

25 November 2025
Unprompted review
wamo logo

Reply from wamo

Hi Daniela,

We’re sorry to hear about your experience. We’ve checked our system and unfortunately couldn’t find any account or support request under the name you provided.

Please note that at wamo, we strictly follow all compliance procedures and regulatory requirements, and accounts are only ever frozen when necessary to meet these obligations.

Our support chat is open and available to assist you — please contact us through the in-app chat or email support@wamo.io so we can locate your account and help you resolve this as quickly as possible.

Thank you,
Team wamo

Rated 5 out of 5 stars
Verified

Perfect all…

26 November 2025
wamo logo

Reply from wamo

Hi there,

Thank you for your feedback!

We’re glad to hear everything was perfect. We appreciate your support and are always here if you need us.

Warm regards,
Team wamo

Rated 5 out of 5 stars
Verified

Good service

The sales representative contacted me very quickly and soon came to my restaurant for a face-to-face meeting. He was able to grasp my needs and provide solutions. I found it excellent. The registration process was also simple and easy to understand.

26 November 2025
wamo logo

Reply from wamo

Hi ZQL,

Thank you so much for your kind feedback!

We’re really glad to hear that our sales representative was able to meet you quickly, understand your needs, and provide helpful solutions. It’s great to know the registration process felt simple and straightforward.

We appreciate you taking the time to share your experience, and we’re here anytime you need support.

Thank you,
Team wamo

Rated 5 out of 5 stars
Verified

the team is very professional, collaborative and kind

Very good experience

26 November 2025
wamo logo

Reply from wamo

Hi Abdalla,

Thank you for your kind words!

We’re thrilled to hear that you had a very good experience and found our team professional, collaborative, and friendly. We truly appreciate your feedback and look forward to continuing to support you.

Warm regards,
Team wamo

Rated 5 out of 5 stars
Verified

Hi I am just new on wamo

Hi I am just new on wamo. But it great business bank app .for opening account so easy ..I love it..

25 November 2025
wamo logo

Reply from wamo

Hi Gizmora,

Thank you for your kind review! We're happy to hear that your first experience with wamo has been smooth and that you found the account opening process easy.

It’s great to have you with us. We look forward to helping you grow your business!

Warm regards,
Team wamo

Rated 5 out of 5 stars
Verified

All good, but…..

All good. I suggest, right from the start (as soon as you decide to open an account), listing everything you need (account information, selfie, bill, etc.) so that when they start, they can finish more quickly. Good luck!

25 November 2025
wamo logo

Reply from wamo

Hi Cristian,

Thank you for your thoughtful feedback! We’re glad to hear that everything went well, and we really appreciate your suggestion. It’s a great idea to streamline the onboarding process. Your input helps us improve and make things even smoother for our users.

Warm regards,
Team wamo

Rated 5 out of 5 stars

Super brilliant service and support by…

Super brilliant service and support by Kurt Zammit Chircop. Applied for an account last week and after few days he gave me a call to meet and discuss further so to get the most of Wamo. Thank you Kurt! Keep up the good work!

21 November 2025
Unprompted review
wamo logo

Reply from wamo

Hi Matthew,

Thank you so much for your wonderful review! We’re delighted to hear that you had such a positive experience and that Kurt supported you throughout your onboarding. We’re proud to have him on our team.

We’re excited to have you with us!

Warm regards,
Team wamo

Rated 5 out of 5 stars

Very good service

Very good service. Highly recommend James for intallations

21 November 2025
Unprompted review
wamo logo

Reply from wamo

Hi Julian,

Thank you for your kind words! We’re thrilled to hear that you had a great experience and appreciate your recommendation of James. We’ll be sure to pass on your compliments to him!

Warm regards,
Team wamo

Rated 5 out of 5 stars

very easy to.use and set up.by james…

very easy to.use and set up.by james was great. thank you James

19 November 2025
Unprompted review
wamo logo

Reply from wamo

Hi Flora,

Thank you so much for your kind review! We're delighted to hear that you found everything easy to use and set up. It's wonderful to know that James was able to support you so well. We'll be sure to pass your appreciation along to him.

Rated 5 out of 5 stars

Very good service from wamo

Very good service from wamo. Especially James . Thank you

17 November 2025
Unprompted review
wamo logo

Reply from wamo

Hi Natalia,

Thank you for your kind feedback! We’re delighted to hear that you had a great experience with wamo, and we’ll be sure to pass on your compliments to James.

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