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Mercury Bewertungen 2.195

TrustScore 4 von 5

4,1

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Das sagen Bewerter

Bewertet mit 5 von 5 Sternen
Verifiziert

I am extremely happy I opened an account here! Still learning how to navigate and the features it offers it’s very appealing to me. I love to organize everything I do and have the flexibility to do va... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 1 von 5 Sternen

Support was disabled after reaching out. My account was closed back in October, no issues there. On November I got a refund sent to my Mercury card. Tried asking Mercury how to process that refund s... Mehr ansehen

Bewertet mit 5 von 5 Sternen
Verifiziert

This is the second account I have with Mercury, they are pretty straightforward on the process of opening an account and using it, the dashboard has every tool you need to use your account efficiently... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

I chose Mercury for my company Beyond Bloom Holdings LLC and the experience honestly went far beyond what I expected. The entire setup process was incredibly fast and smooth and I did not think it wou... Mehr ansehen

Unternehmen hat geantwortet

Wir überprüfen Bewertungen


Unternehmensdetails

  1. Bank
  2. Finanzdienstleistungsinstitut
  3. Softwareunternehmen

Über Mercury

Vom Unternehmen geschrieben

Mercury is the fintech that brings all the ways people and businesses use money into a single product that feels extraordinary to use. With banking*, credit cards, and software, Mercury helps more than 200K ambitious companies and entrepreneurs make better decisions and build their businesses. To learn more, visit Mercury.com.

  • Used by founders, finance leads, and operators at startups and SMBs
  • Common use cases: paying vendors and contractors, managing team spend, and reconciliation
  • Suitable for multi-entity structures that need shared controls and permissions
  • Supports companies seeking operational efficiency without expanding headcount
  • Up to $5M in FDIC insurance* on deposits through our partner banks’ sweep networks

Mercury combines checking & savings accounts with payments, spend control, and finance ops automation in one place.

  • Business checking and savings with digital onboarding and a streamlined web/mobile interface
  • ACH, free domestic and international USD wires from Mercury, low-fee non-USD transfers, and mailed checks
  • Debit and credit cards** with customizable limits, merchant/category controls, real-time visibility, and cashback
  • Automated tools for billing, invoicing, and approvals with accounting integrations
  • Cash management options, including venture debt

Mercury addresses the inefficiencies of legacy banking and the fragmentation of multiple finance tools by centralizing workflows and reducing payment friction.

  • Automates manual tasks like bill pay, invoicing, approvals, and reconciliation to speed up month-end close
  • Replaces branch visits and opaque fees with transparent, smooth money movement
  • Compliant onboarding and monitoring designed to protect businesses and reduce surprises
  • Fast, knowledgeable customer support across multiple channels

The data:

  • Raised $500M in primary and secondary funding from top-tier venture capital firms and angel investors, athletes, entertainers, and 2,500 Mercury customers
  • $3.5 billion valuation in March ’25
  • 11 consecutive quarters of profitability based on both EBITDA and GAAP net income (as of April ’25)
  • $500 million in revenue in 2024
  • More than 200K customers
  • 40% growth in customers in 2024
  • $156 billion in annual transaction volume in 2024, up 64% year-over-year
  • Customer NPS of 75*** (compared to banking industry average of 34)
  • 1 in 3 startups use Mercury****
  • More than 50% of YC cohorts choose Mercury

*Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here.

**The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.

***Net Promoter Score (NPS) information and ratings are available at https://customergauge.com/benchmarks/blog/financial-services-nps-benchmarks.

****Calculation based on US-based companies that received an angel, pre-seed, or Series A investment reported on Crunchbase in the most recent year.


Kontaktinformationen

4,1

Gut

TrustScore 4 von 5

2195 Bewertungen

5 Sterne
4 Sterne
3 Sterne
2 Sterne
1 Stern

Hat 91 % seiner negativen Bewertungen beantwortet

Antwortet meist innerhalb von 2 Wochen


Bewertet mit 5 von 5 Sternen
Verifiziert

Customer service great Fast …

Customer service great Fast reaction. Great product. Great Technology

8. Dezember 2025
Mercury-Logo

Antwort von Mercury

Thank you for the feedback! We're delighted that you’ve enjoyed our customer service, quick response times, and the product itself. We’re committed to continuing to deliver a great experience.

Bewertet mit 5 von 5 Sternen
Verifiziert

Easy Platform

Easy Platform, Easy to navigate.

18. November 2025
Mercury-Logo

Antwort von Mercury

Thank you for the great feedback! We're glad to hear the platform is easy to use and navigate. If you ever need anything, we're here to help.

Bewertet mit 1 von 5 Sternen

Support was disabled after reaching…

Support was disabled after reaching out. My account was closed back in October, no issues there. On November I got a refund sent to my Mercury card. Tried asking Mercury how to process that refund so I can get the actual money, no response. I contacted them a week ago via email, then through Twitter, even reached out to legal team over 48hs ago. Now, the contact option has been disabled on my side.

At this point, I’ve been ignored for a week by Mercury. I’ll follow up with legal complaint and BBB.

1. Dezember 2025
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen
Verifiziert

Very convenient.

6. Dezember 2025
Mercury-Logo

Antwort von Mercury

Thank you so much for this review. We love hearing that you’re enjoying the platform!

Bewertet mit 5 von 5 Sternen
Verifiziert

So far so great!

I am extremely happy I opened an account here! Still learning how to navigate and the features it offers it’s very appealing to me. I love to organize everything I do and have the flexibility to do various things for my business. Thank you for everything, very grateful to have this account with you!

4. Dezember 2025
Mercury-Logo

Antwort von Mercury

Thank you for the wonderful feedback, Adi! We’re so glad to hear you’re enjoying your account and finding the features helpful as you grow your business. We appreciate you being with Mercury!

Bewertet mit 1 von 5 Sternen

Still No Response… Am I Invisible to Mercury?

I’m honestly shocked at this point. I have posted multiple reviews here on Trustpilot about my unresolved issue, and I see Mercury replying to almost every single customer — except me.
It really makes me wonder: why are my reviews being ignored?

My situation is still the same:

My LLC account was closed without proper explanation.

My remaining funds were sent to an old U.S. address I no longer have access to.

I’ve contacted support and compliance many times over several months.

I still have zero response and no solution to recover my own money.

Seeing Mercury reply to others but completely ignore all of my reviews and messages makes the experience even worse. I’m not asking for anything complicated — just acknowledgment and assistance to resolve the issue they created.

I hope Mercury finally decides to respond, because being ignored while your business funds are stuck is unacceptable.

Until they address this, I cannot recommend their service to anyone.

15. Oktober 2025
Bewertung ohne vorherige Einladung
Mercury-Logo

Antwort von Mercury

Hi there,
An action taken on your account violated our Terms of Use and/or your Deposit Account Agreement. Our records show we have sent private communications from our team regarding this. For our full Terms of Use, please visit https://mercury.com/legal/terms.

Bewertet mit 5 von 5 Sternen

A Surprisingly Smooth Banking Experience

I chose Mercury for my company Beyond Bloom Holdings LLC and the experience honestly went far beyond what I expected. The entire setup process was incredibly fast and smooth and I did not think it would be this easy to open a business account. Everything was clear from the first step and fully online without any stress or unnecessary complications. Even deposits and withdrawals work perfectly and smoothly without delays or issues which gave me even more confidence in the platform. The user experience is modern simple and very comfortable to use which makes managing the company’s finances feel natural and well organized. Mercury gives a strong feeling of trust speed and efficiency and it truly fits the identity of Beyond Bloom Holdings as a modern and forward focused company. It feels less like a traditional bank and more like a true financial partner built for serious business growth

4. Dezember 2025
Bewertung ohne vorherige Einladung
Mercury-Logo

Antwort von Mercury

Hi Daoud, thank you so much for the kind review! I'm so glad you're enjoying Mercury. We're thrilled to be a part of your business growth.

Please note that Mercury is not a bank; we are a financial technology company that provides services through integrations with various FDIC-insured banking partners.

Bewertet mit 1 von 5 Sternen

Incorrect Processing Times

Transfers typically takes more than the stated processing times. The tracking link they provide will be stuck in "Initiated" for days without being passed onto "Processing"

This makes things harder for payroll and payments which requires on-time payments.

1. Dezember 2025
Bewertung ohne vorherige Einladung
Mercury-Logo

Antwort von Mercury

Thank you for sharing your experience with us, Randy. We’re sorry to hear it didn’t meet your expectations, and we’d like to look into this further. We reached out with a request for information but didn’t receive a response, so we weren’t able to locate your account and address this directly. If you’re open to it, please email us at help@mercury.com, and we’ll be more than happy to assist you there.

Bewertet mit 1 von 5 Sternen

Be careful

Be careful. My account has been closed, got two refunds a month later but there is no answer from this "bank" when I request the disbursement. They say it takes a business day, it's been five, no response.

EDIT: I'm not disputing my account being terminated or not. I got money sent there and I get no response from this pseudo-bank.

4. Dezember 2025
Bewertung ohne vorherige Einladung
Mercury-Logo

Antwort von Mercury

Hi Domingo,
An action taken on your account violated our Terms of Use and/or your Deposit Account Agreement. Our records show we have sent private communications from our team regarding this. For our full Terms of Use, please visit https://mercury.com/legal/terms.

Please note that Mercury is not a bank; we are a financial technology company that provides services through integrations with various FDIC-insured banking partners.

Bewertet mit 1 von 5 Sternen
Verifiziert

Terrible on loading experience

Terrible on loading experience. Very buggy and cyclical errors with 2FA. Would not recommend.

4. Dezember 2025
Mercury-Logo

Antwort von Mercury

Thanks for your feedback, John. We’re sorry to hear that you didn’t have an exemplary customer experience with us in regards to your 2FA.

Bewertet mit 5 von 5 Sternen
Verifiziert

Love how easy this is

3. Dezember 2025
Mercury-Logo

Antwort von Mercury

Thank you so much for this review, Ryan— we love hearing that you’re enjoying the platform!

Bewertet mit 5 von 5 Sternen

great support

clear, concise, helpful support

3. Dezember 2025
Bewertung ohne vorherige Einladung
Mercury-Logo

Antwort von Mercury

Thank you so much for this review, Oli— we love hearing that you’re enjoying the platform!

Bewertet mit 5 von 5 Sternen
Verifiziert
Mercury-Logo

Antwort von Mercury

Thank you so much for this review, Thomas we love hearing that you’re enjoying the platform!

Please note that Mercury is not a bank; we are a financial technology company that provides services through integrations with various FDIC-insured banking partners.

Bewertet mit 1 von 5 Sternen
Verifiziert

You regularly surpass the stated times…

You regularly surpass the stated times for deposits to clear my account. As a small business cash flow is very important. You state it takes 3 - 5 business days for checks to deposit yet you have taken 6 days on every deposit. Adding in the weekend that extends the time for the cash to be available. With ACH payments, you state 1 - 3 business and I paid for your subscription to invoice customers. I have an ACH deposit that is still waiting to clear and is the 5th business day! You are difficult to do business with in that sense. If I had no need for the money then sure it wouldn't matter. But a small business where cash flow is king, I need to be able access funds quickly as they come in.

23. November 2025
Mercury-Logo

Antwort von Mercury

Hi Ammon, Thank you for taking the time to share this feedback with us. Currently, check deposit timelines are informed by a variety of internal risk factors. We try to balance speed of service with security, but we recommend using alternate transaction methods when possible.

In addition, we’re sorry to hear about your ACH delayed transfer. I know we've already reached out to you about this, but let us know if we can clarify anything further.

Bewertet mit 5 von 5 Sternen
Auf Einladung

Best FinTech bank

Best FinTech bank, We use them one the daily base never had an issue using them for last 1 year 100% recommanded.

2. Dezember 2025
Mercury-Logo

Antwort von Mercury

Thank you so much for this review, Anas. We love hearing that you’re enjoying the platform!

Please note that Mercury is not a bank; we are a financial technology company that provides services through integrations with various FDIC-insured banking partners.

Bewertet mit 1 von 5 Sternen

I Never Expected to Feel This Scammed

I opened an account for my LLC because I needed a reliable banking solution in the United States. Unfortunately, my experience has been the opposite. My account was closed without clear communication, and the remaining funds were sent to an old U.S. address that I no longer have access to.

Since then, I have contacted support and compliance repeatedly, but I have not received any response or alternative solution. It has now been months, and a significant amount of my business funds is still unresolved. This situation has affected my operations and caused unnecessary stress.

All I am asking for is proper assistance and a way to recover my own funds. I sincerely hope someone from the team takes this matter seriously and finally reaches out with a solution. Until then, I cannot recommend this service based on my experience.

14. Oktober 2025
Bewertung ohne vorherige Einladung
Mercury-Logo

Antwort von Mercury

Hi there,
An action taken on your account violated our Terms of Use and/or your Deposit Account Agreement. Our records show we have sent private communications from our team regarding this. For our full Terms of Use, please visit https://mercury.com/legal/terms.

Bewertet mit 5 von 5 Sternen
Verifiziert

Everything great

Everything great. Super easy and comfortable with the process

19. November 2025
Mercury-Logo

Antwort von Mercury

Thanks for the feedback, Matias! We're glad to hear everything has been easy and comfortable for you.

Bewertet mit 5 von 5 Sternen
Verifiziert

All and all really good.

This is the second account I have with Mercury, they are pretty straightforward on the process of opening an account and using it, the dashboard has every tool you need to use your account efficiently and the software stack is a great add on. All and all really good .

1. Dezember 2025
Mercury-Logo

Antwort von Mercury

Thanks for the feedback, Carlos! We're glad to hear the process has been straightforward for both of your accounts and that the dashboard and software tools have been useful. Great to hear things have been really good overall!

Bewertet mit 4 von 5 Sternen
Verifiziert

I love it

I love it! I just need you guys to overnight my debit and credit cards asap!

12. November 2025
Mercury-Logo

Antwort von Mercury

Thank you for your feedback, Ken! We're glad you are enjoying Mercury and appreciate your feedback regarding your physical cards. We’re always looking to improve, and we’ll be following up via email to gather more of your insights!

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