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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the user-friendly app, which simplifies navigation and document management. The service is often described as fast, efficient, and reliable, with clear explanations of coverage details. Many reviewers highlight the ease of submitting claims and the quick reimbursement process, often within minutes for well-care and a couple of days for illness-related claims. Consumers have reported positive interactions with customer service, praising the knowledgeable and friendly representatives who provide support throughout the process. The company is commended for its transparency and for delivering on its promises without hidden terms or conditions. Some reviewers have mentioned that the claim process can be a bit lengthy, but overall, people are satisfied with the outcome and the company's commitment to standing by its customers.

Based on these reviews

Rated 4 out of 5 stars

I had some troubles with a double charge on my account. I called and left an email, and was responded to quickly by a lovely person named Rosemary. They took the time to explain what the issue was, to... See more

Company replied

Rated 4 out of 5 stars
Verified

The claim process was very easy...my only suggestion would be a section where the insured can add some comments to the claim that may not be covered by your claim process

Company replied

Rated 4 out of 5 stars

I would say that the responses could have been faster. If I hadn’t followed up, I don’t think my claim would have been resolved by now. They were helpful in the end, but the process was quite slow.

Company replied

Rated 5 out of 5 stars

Carla was my claims handler. She followed up and provided information promptly within 1 to 2 business days. Upstairs neighbor's kid busted a pipe which flooded our apartment. Took less than 2 weeks to... See more

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Rated 5 out of 5 stars

My first time claiming on house insurance. I've heard nightmare stories all my life but this was really straight forward. I had damaged my vinyl flooring after moving my sofa. I put in the claim, prov... See more

Company replied

Rated 5 out of 5 stars

Rene handled my claim with impressive efficiency. Only a few short answers were needed from my side, and the claim was approved within two days. It gave me real peace of mind during a stressful moment... See more

Company replied

Rated 2 out of 5 stars

Lemonade does automatic renewals of your policy, so make sure to remember this if you switch insurances! They won't cancel your policy if you don't renew. You have to remember to manually go to the a... See more

Company replied

Rated 5 out of 5 stars
Verified

Lemonade didn’t give me a hard time on anything when I submitted my claims for an emergency surgery for my dog. They were great and fast! Gave me something less to worry about so I could focus on my d... See more

Company replied

Rated 5 out of 5 stars

I had a very good experience with Lemonade. The claim process was straightforward from start to finish, and the settlement I received was fair. Communication was clear and fast, and everything mov... See more

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Rated 5 out of 5 stars
Verified

I am extremely happy with our experience here so far. The app is efficient and easy to use and customer service has responded super fast in instances where I have had questions. The claims process is... See more

Company replied

Rated 5 out of 5 stars
Verified

I love this company so far! I’ve filed 1 claims and got a decent amount back and it was an easy process. I have a different insurance for my oldest animal and Lemonade has made things more simple and... See more

Company replied

Rated 3 out of 5 stars

No way to see trips/mileage details, how can I be sure of charges? Rates go up with little to no warning. No email notifying next autopay amount. All of these, I've complained to customer serv... See more

Company replied

Rated 5 out of 5 stars
Verified

I have Lemonade insurance as my pet insurance. Every time that something goes wrong with my dog, I can reliably depend on Lemonade to help support me through an already difficult process. Lemonade is... See more

Company replied

Rated 5 out of 5 stars

Although the initial steps are through an app / chatbot interface, they still employ real humans to communicate with you and verify the actual claim... actual customer service that is increasingly rar... See more

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Rated 5 out of 5 stars

This was the first time when i needed to cover something, and i was a little bit scared, because i thought this a difficult process. But they helped me a lot and reply for my email as soon as possibl... See more

Company replied

Rated 5 out of 5 stars
Verified

Having Lemonade insurance for my pet gives me peace of mind knowing that she is covered from getting her anual shots to emergencies. It is affordable and I don’t have to worry about unexpected vet bil... See more

Company replied

Rated 5 out of 5 stars
Verified

I’ve told so many of my friends with dogs about this insurance. You guys do a great job communicating with me and everything is so fast, easy, and efficient! I really appreciate what you all do!

Company replied

Rated 5 out of 5 stars

I’ve used Lemonade for my pet insurance for a while now, and after filing multiple claims with them, I can honestly say they’ve been nothing but professional, transparent, and easy to work with. E... See more

Company replied

Rated 5 out of 5 stars
Verified

My claim for Pip was much easier than I anticipated. When I saw that a video had to be submitted, I kinda freaked out a bit. I don't like doing videos for others to see...but it wasn't bad at all. The... See more

Company replied

Rated 5 out of 5 stars

Lemonade are amazing at what they do. They deliver exactly what they promise, with no hidden terms or conditions. Of course, they carry out some necessary checks, which is only fair—otherwise people c... See more

Company replied

Rated 2 out of 5 stars

Fred denied my claim before the deadline, ignored my messages, and used requirements not in the policy. I’ve already escalated this to management and will involve the California Department of Insuranc... See more

Company replied

Rated 5 out of 5 stars

Great customer service, email answered promptly,straightforward to complete amendments,the app is easy to navigate and documents are well written and clear with no jargon. Had a claim last year and t... See more

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Rated 2 out of 5 stars

Lemonade prides itself to being new challenger insurer different to the old big corporates. They have sleek app and taking out a policy is very easy and customizable. However don't be fooled by t... See more

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Rated 2 out of 5 stars

1) Estimated Preventative Procedure Costs: totally unrealistic for cats. Feels like they copy-pasted from dogs? And that they're not actually comparing local vet costs like they say they are? I went... See more

Company replied

Rated 5 out of 5 stars

Lemonade Pet Insurance has been amazing! Their claim process is super fast for both wellness and illness, as long as you upload all the needed documents. The app is very user-friendly and makes everyt... See more

Company replied

Rated 5 out of 5 stars
Verified

I joined the Lemonade team about a year ago when my previous pet insurance priced me out. Lemonade has fair prices. When I have submitted a claim my money is deposited within minutes for well car... See more

Company replied

Rated 5 out of 5 stars

Had a smooth experience with my damage claim. It was confirmed as covered and the funds were reimbursed quickly. The money landed within the 2–5 business days window, and updates were clear. I appreci... See more

Company replied

Rated 5 out of 5 stars
Verified

Lemonade service is very user friendly, fast, efficient and reliable. I never have to worry about small print, or hidden costs, the details of what is covered is clear and explained well. The app is... See more

Company replied

Rated 2 out of 5 stars

Whilst the price was initially good, I am now being asked to provide extra details that I have never been asked for with numerous other insurance providers. This has only happened once the policy went... See more

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Rated 5 out of 5 stars
Verified

My funny beautiful 5 year old Westie was diagnosed with a nerve sheath tumor near her brain stem. It’s incurable-even radiation will only delay the inevitable. Diagnosis -between blood panels, her re... See more

Company replied

Rated 5 out of 5 stars

I had an accident with my bike which caused a damage for my electric bike. They were very responsive with my claim and I believe everything took around 2 weeks to check my claim, process it and compen... See more

Company replied

Rated 5 out of 5 stars
Verified

So far Lemonade has been great to us. We just got our puppy almost three weeks ago and every vet visit claim has been approved the same day! I am very happy with my choice. We went back and forth betw... See more

Company replied

Rated 5 out of 5 stars

I joined Lemonade a year ago because of their friendly approach and competitive premium! I have just received my renewal for next year and Lemonade have reduced the premium by 10%! The first time in m... See more

Company replied

Rated 5 out of 5 stars

My wife and i was cleaning n put tv on floor whilst cleaning as I went to turn around I fell on to tv and accidentally stood on it so I made a claim and its the 1st time I have done this and all I ca... See more

Company replied

Rated 5 out of 5 stars
Verified

So far my experience with lemonade has been great! I have researched a lot of pet insurance companies and lemonade offers wonderful coverage. It also lets you tailor your insurance to meet your financ... See more

Company replied

Rated 5 out of 5 stars

The website is great, very intuitive. Contacting staff and raising claims is fairly simple - no option to call though. The claim process was very straightforward and it all went smoothly. Lawrence was... See more

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Rated 5 out of 5 stars
Verified

The claims process was a bit lengthy but very easy. A chat and some uploading and my claim was processed immediately. The sheer ease of this was fantastic. I feel like I got a good price on my Pet and... See more

Company replied

Rated 5 out of 5 stars

Great service. Claim issued, flagged for inspection and paid out 21 days later. Regular communication received via email. The service i had from Lawrence was fantastic from start to finish.

Company replied

Rated 5 out of 5 stars
Verified

I recently had to file a theft claim with Lemonade in The Netherlands. I’m really happy with how it was handled. Everything started digitally through the app, which made submitting documents... See more

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Rated 5 out of 5 stars
Verified

The chat box when submitting a claim is easy to use and you hear back quickly on the reimbursement amount. The chat expert was friendly with good follow through. It was a good experience as a new Lemo... See more

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Rated 5 out of 5 stars
Verified

The app is incredible simple and time saving. It takes only a few minutes and the information is all there for an easy claim input.

Company replied

Rated 5 out of 5 stars

Great helping me with my claim for the couple of weeks with the questions and only downfall is my lost bracelet was worth more and I didn’t really understand the value of single item insurance but I w... See more

Company replied

Rated 5 out of 5 stars
Verified

I love using Lemonade. They have been super helpful, responsive, and for most claims the money is wired to me instantly. I recommend Lemonade to all of my friends!

Company replied

Rated 5 out of 5 stars
Verified

Having Lemonade insurance for my fur babies has made anything medical that comes up financially less worrisome. My claims are handled with ease and the reimbursement comes within seconds. The represe... See more

Company replied

Rated 5 out of 5 stars
Verified

The experience was so seamless . And the customer service even though it’s all through text and chat is awesome.

Company replied

Rated 5 out of 5 stars

Very happy with the service provided by lemonade and matt who handled my claim worked very fast to get it solved!

Company replied

Rated 5 out of 5 stars

I will never not have pet insurance ever again and have been completely satisfied with lemonade , and plan on being a lifelong customer ! My sweet kitty Luna unfortunately got very sick and it took ma... See more

Company replied

Rated 5 out of 5 stars

Engaging team, helped me throughout the process and closed the claim in timely manner

Company replied

Rated 5 out of 5 stars

Edit: although this review was an honest one, I have since learned more about Trustpilot's business practices, and do not wish to participate in them. Thank you to Lemonade for your level-headed... See more

Company replied

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Company details

  1. Insurance Company
  2. Accident Insurance Company
  3. Auto Insurance Agency
  4. Home Insurance Agency
  5. Pet Insurance Company

About Lemonade

Written by the company

Insurance that works... faster

With Lemonade, you can cover your stuff, home, pets, family, and car super fast, all in one app. We've replaced paper work with instant service powered by technology so you can actually understand and manage your own insurance with confidence. Plus, we're a Certified B-Corp!

Get a Quote

Some Quick Lemonade Stats

Why Lemonade for Insurance?

  • No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are
  • Bundle and save! We’ll automatically apply your bundle discount to any combination of our products
  • Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions.
  • Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most.


Contact info

4.0

Great

TrustScore 4 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 99% of negative reviews

Typically replies within 48 hours


Rated 5 out of 5 stars

updated

Edit: although this review was an honest one, I have since learned more about Trustpilot's business practices, and do not wish to participate in them.

Thank you to Lemonade for your level-headed response to my feedback, despite my grumpiness.

I will probably delete this review entirely after a few days.

25 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

Thank you for your honest feedback. We know interacting with a chatbot isn’t for everyone, and we appreciate you sharing your concerns about the experience. Your input will be shared with our team as we work on making our quote process better and more accessible for everyone.

Rated 1 out of 5 stars

Don’t buy any insurance from these…

Don’t buy any insurance from these scammers I keep hearing people say there’s no recourse but the bbb is already aware and lodging complaints. Thieves and liars they are.

25 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re sorry to hear you feel this way. If you’d like to discuss your experience or have any questions, please reach out to us at fixthis@lemonade.com so we can help make things right.

Rated 1 out of 5 stars

Kept being hustled while I was overseas…

Kept being hustled while I was overseas about location setting in my phone…which were all correct but it seems they didn’t understand that their app has limitations when people are travelling. Very frustrating as a frequent traveler.

29 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

Your feedback is valuable, and we’ll share it with our team as we work to improve our experience for frequent travelers. If you’re still having trouble or need any help, please reach out to us at help@lemonade.com. We’re here for you.

Rated 1 out of 5 stars

Being cheeper doesn’t make it easy

The terms and conditions to have heating on constant at 15c is ridiculous and an electrical check every 3 years when that’s not the regs, they are every 5. Now I’m being asked to provided evidence of items above 2k which should take a few minutes. This is not a two min job if you have to take your items for an appraisal which is another expense. This is the worst insurance experience I’ve had for last 20 years!

29 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We would love to learn more about what happened and how we can make things right. Please email fixthis@lemonade.com so we can help.

Rated 1 out of 5 stars

Lemonade is jacking up insurance costs drastically

Lemonade is jacking up insurance costs for my 4 year old dog by over 20% after the first year of having insurance with them and my dog only having one annual checkup this year for standard heartwurm meds. Trick you with a low rate to get you to join or switch by a competitor, then jack it up in following year. Super shady.

28 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re really sorry to hear about your frustration with the price increase, we know unexpected changes like this are tough. We appreciate your feedback and want you to feel confident in your coverage. If you’d like us to review your policy or explain the changes to your premium, please email us at help@lemonade.com.

Rated 5 out of 5 stars

Great helping me with my claim for the…

Great helping me with my claim for the couple of weeks with the questions and only downfall is my lost bracelet was worth more and I didn’t really understand the value of single item insurance but I will get that changed so I’m actually covered for more going forward thanks again

5 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

Thanks for sharing your experience. We know how tough it is to lose something valuable, and we’re happy to help clarify coverage options. If you’d ever like to talk about adding more protection, our team is here for you at helpuk@lemonade.com.

Rated 5 out of 5 stars

5-Star Review for Lemonade Pet Insurance

I’ve used Lemonade for my pet insurance for a while now, and after filing multiple claims with them, I can honestly say they’ve been nothing but professional, transparent, and easy to work with. Every claim has been handled quickly and clearly, with no runaround, no changing requirements, and no scammy behavior like I’ve experienced with some other insurance companies.

Lemonade actually makes the process simple — they tell you exactly what they need, respond fast, and treat you like a real customer instead of trying to avoid paying out. It’s refreshing to deal with a company that does what it says it will do.

Highly recommend Lemonade if you’re looking for reliable and trustworthy pet insurance.

27 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re glad to hear you’ve had a smooth and straightforward experience with us, especially when it comes to filing claims. Your trust means a lot to us, and we’re always here if you need anything or have any questions in the future. Give your pet some extra love from us!

Rated 5 out of 5 stars

Very happy with the service provided by…

Very happy with the service provided by lemonade and matt who handled my claim worked very fast to get it solved!

22 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We love hearing positive feedback about our team. Matt will be happy to know his quick work made a difference. Thanks for sharing your story with us!

Rated 5 out of 5 stars

They help a lot, and reply quick.

This was the first time when i needed to cover something, and i was a little bit scared, because i thought this a difficult process. But they helped me a lot and reply for my email as soon as possible.
So i recommend Lemonade for everyone.

26 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We love knowing our team could assist quickly and make things simple for you. Thanks so much for the kind words and for recommending us!

Rated 1 out of 5 stars

Just do not bother with this company

Just do not bother with this company. Lucky for us it was only a small leak that damaged our utility flooring. If it had been storm damage it would have been much worse. You submit the evidence required. Video clips of the damage, proof of flooring receipt and a video clip of yourself giving details but they discard it all. They then requested a plumbers report to find out what caused the leak of the washing machine. No one calls to see the damage. We are cancelling the insurance to purchase from a reputable company.

1 October 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re sorry for any frustration you’ve experienced. We see that Chris has already reached out and you’re working together on your claim. If you have any more questions or need extra support at any point, Chris and our team are here to help. You can also email us anytime at helpuk@lemonade.com for further assistance.

Rated 5 out of 5 stars

Rene handled my claim with impressive…

Rene handled my claim with impressive efficiency. Only a few short answers were needed from my side, and the claim was approved within two days. It gave me real peace of mind during a stressful moment when my apartment handover was right around the corner. Highly recommend this insurance and especially Rene for professionalism and support.

25 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We love hearing how seamless and reassuring the claim process was for you. Thanks so much for recommending us and giving a shout-out to Rene for their help and support!

Rated 5 out of 5 stars
Verified

I’ve told so many of my friends with…

I’ve told so many of my friends with dogs about this insurance. You guys do a great job communicating with me and everything is so fast, easy, and efficient! I really appreciate what you all do!

17 November 2025
Lemonade logo

Reply from Lemonade

We really appreciate you spreading the word to fellow dog parents! It means a lot to know our communication and claims process have made things easy for you. Thanks for being part of Lemonade and for your trust!

Rated 1 out of 5 stars

Their roadside assistance is dangerous!!.

I would give their roadside assistance and the overall company negative stars if I could. My car overheated this evening on a major highway and they left me stuck out there for 3 hours in the pitch black with diesel trucks flying by me. I informed them that I was in a dangerous spot which made absolutely no difference to them whatsoever. The young lady answering the phone said she had to hang up on me because she was the only one in the office answering the phones. They canceled my request three times in error. Long story short, no one ever showed up and I called AAA!! Do not do business with
Lemonade. They're horrific! I'm extremely lucky somebody didn't side swipe my car and kill me. Take your money to AAA!

22 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re truly sorry for what you experienced and understand how upsetting and unsafe that must have felt. If you still need help or have any questions, please email us at fixthis@lemonade.com.

Rated 1 out of 5 stars

They are far from transparent

They are far from transparent. Good luck finding anything to do with the policy, the only thing on website is sell you more policies. im not sure what they have to hide?

22 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re sorry to hear you felt the information wasn’t clear. If you need help accessing your policy details or have questions, please email us at help@lemonade.com.

Rated 5 out of 5 stars
Verified

Easy fast kind

Easy fast kind

14 November 2025
Lemonade logo

Reply from Lemonade

Thanks for sharing your experience. We’re always striving for easy and friendly service, and it’s great to hear we delivered!

Rated 5 out of 5 stars
Verified

I love this company so far

I love this company so far! I’ve filed 1 claims and got a decent amount back and it was an easy process. I have a different insurance for my oldest animal and Lemonade has made things more simple and accessible in comparison.

21 November 2025
Lemonade logo

Reply from Lemonade

It’s great to know our process felt simple and that you were happy with your claim experience. We love making things easier for pet parents and are glad to hear we’ve made a difference for you. Thanks for choosing us!

Rated 1 out of 5 stars

Pet insurance, terrible experience

I have pet insurance with them. They raise my rates 40% every single year for both dogs, they don’t warn you in advance of these rate changes, they don’t explain them and they have no customer service to speak of. After days of complaining to their online chatbot I got one email saying my rates were raised because my dog was 1 year older so now they were allowed to raise rates, and said “that is just how insurance works, have a great day!” And refused to respond to any further communication demanding an explanation and more. They cover the bare minimum and can only exist because the alternative is having no coverage when your family gets really sick.

4 October 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We know it’s upsetting to see your rates go up, especially when you’re trying to look after your pets. Rate changes can happen for a few reasons, including your dog’s age or shifts in vet care costs, but we should always be clear about how and why that happens. If you’d like us to look into your situation and see if we can clarify things, please email us at fixthis@lemonade.com.

Rated 5 out of 5 stars
Verified

Making a claim is extremely easy and…

Making a claim is extremely easy and the response is fast

20 November 2025
Lemonade logo

Reply from Lemonade

We love hearing this—making things simple and quick for our customers is what we aim for! Thanks for sharing your experience with us.

Rated 1 out of 5 stars

Lemonade is canceling home policies for…

Lemonade is canceling home policies for made up reasons. For example, the desert communities have tile roofs that have lifetimes of 75-100 years. Lemonade is insisting to keep your insurance that all roofs over 25 years will not be insured. Also direct to fire and police alarm systems, low temperature monitors (in the desert??) and entire home water leak monitoring systems. And if they don’t cancel you for above than they’ll make shit up to leave you stranded. DO NOT believe anything they say. They are deceitful, unreliable, and untrustworthy. Buyer beware with these snakes.

18 November 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re sorry to hear you feel let down by our policy requirements and communication. Our intention is always to be transparent with our members, but we understand that these situations can be frustrating. If you’d like us to review your case or discuss your concerns directly, please email us at fixthis@lemonade.com so our team can help.

Rated 5 out of 5 stars
Verified

Reliable and affordable

Having Lemonade insurance for my pet gives me peace of mind knowing that she is covered from getting her anual shots to emergencies. It is affordable and I don’t have to worry about unexpected vet bills.

19 November 2025
Lemonade logo

Reply from Lemonade

Thank you so much for your thoughtful feedback! Knowing that you feel comfortable and supported by your coverage is exactly what we strive for. We want every pet parent to feel financially prepared whether it’s time for an annual shot or something unexpected comes up. We appreciate you putting your trust in us.

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