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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the user-friendly platform, highlighting the easy registration process and intuitive website design. Many consumers find it simple to manage their investments and set up vaults. People also value the competitive interest rates offered, considering them a good way to grow their money. The possibility of earning passive income is another aspect that many reviewers appreciate. Consumers report satisfaction with the returns on their investments and the overall value for money. However, some reviewers express concerns about the withdrawal processing time, suggesting that it could be improved to be faster. A few reviewers would like more transparency regarding where their money is being invested.

Based on these reviews

Rated 5 out of 5 stars

I think it's a great idea to keep my money somewhere that earns interest, rather than in traditional banks where it not only doesn't earn interest but also loses value. However, I would like it if it... See more

Company replied

Rated 5 out of 5 stars
Verified

Been using it for nearly a year now, so far so good in both investing (nice interest rates) and withdrawing (that can be improved tho, maybe time decreased to 2-3 business days max if folks need the f... See more

Company replied

Rated 5 out of 5 stars
Verified

I just joined Monefit! The next day, the support team reached out to see if I had any questions! I feel well taken care of and also received a registration bonus that earns interest right away. I will... See more

Company replied

Rated 5 out of 5 stars

Overall it’s working very good. Build in trust is what needs to come with the duration you invested the money There is one thing which really need to be improved, this is the duration they are deal... See more

Company replied

Rated 3 out of 5 stars
Verified

When i tried the on line application it continually froze which was at the time extremely frustrating.However after speaking to Betty at the help desk it was concluded that application with the referr... See more

Company replied

Rated 4 out of 5 stars
Verified

I recently started using Monefit SmartSaver and it was very easy to sign up, fund the account and set up a vault. I find the UI very intuitive and the information provided is very helpful and gives a... See more

Company replied

Rated 4 out of 5 stars

Overall good product. It lacks a bit of clarity as now that I’ve asked to withdraw my money, it says that interest is still accruing. My expected withdrawal amount is equal to the initial sum I had... See more

Company replied

Rated 4 out of 5 stars

Clear terms & conditions = the RPA % on the investments. Relatable showcases. Quick booking of the deposits = putting your money to work for you. The company (or the parent/holing of the group) seem... See more

Company replied

Rated 5 out of 5 stars

I'm delighted to know that the money I invest in Monefit SmartSaver is used to provide loans to other individuals or businesses to help them with their financial problems. I have a suggestion for you:... See more

Company replied

Rated 5 out of 5 stars
Verified

It's been a good experience with a good, fair interest rate that motivates us to build something.

Company replied

Rated 5 out of 5 stars
Verified

Monefit SmartSaver is an excellent way to save with daily returns and no hidden fees. Withdrawals take around 10 business days, but it's worth it for the ease of use and steady growth of your money. H... See more

Company replied

Rated 4 out of 5 stars
Verified

I've experienced Monefit as the most valuable tool not only for P2P investing but increasing your money at all. Even the safety of the invest is exemplary. There's only one thing that perhaps could b... See more

Company replied

Rated 3 out of 5 stars

I like the %8 of interest rate offered on SmartSaver account, also the vault section is interesting. I dislike the treatment received for you on CreditLine account because not even you give... See more

Company replied

Rated 5 out of 5 stars
Verified

Been with Monefit for 8 months and everything is great. Daily good interest, easy to navigate website. Communication with the online chat was very good when I asked a question and although if you want... See more

Company replied

Rated 5 out of 5 stars

I am happy with Monefit as it is -no doubt- one of the best ways right now to get as much as you can from your money. I just hope this company grows stable and secure -that´s the most important aspect... See more

Company replied

Rated 5 out of 5 stars

I started using moneyfit last year I find it fantastic my money has been growing while I'm sleeping. It's very transparent till now I have nothing to complain about my experience with Moneyfit has be... See more

Company replied

Rated 5 out of 5 stars
Verified

Very easy to use platform, and there is nothing else that canreward you better interest for your hard earned savings

Company replied

Rated 5 out of 5 stars
Verified

I've been using Monefit SmartSaver for 2 years, my experience with them is what it says on the can, they pay the interest promised and they remit your money exactly 10 days after requesting it. I'm... See more

Company replied

Rated 5 out of 5 stars

Best investment and passive income account i have yet found in the market. Earning hundreds of euros just by having my savings on my account. Whether you are saving money for objectives or just want a... See more

Company replied

Rated 5 out of 5 stars
Verified

It was a great experience with monefit When it comes in an emergency purposes, the customer service and the whole finance department are ready to help when it’s needed. It is my first time to invest... See more

Company replied

Rated 5 out of 5 stars
Verified

Easy to use, good interest and good time for liquidity and if you hace any problem technical support is fast.

Company replied

Rated 5 out of 5 stars
Verified

Another good option to add money and earn some without that much risk !!! The Vault option is just another nice tool to gain some more!

Company replied

Rated 5 out of 5 stars

I was initially sceptical about this offer thinking it was too good to be true. However, after my first experience with Monefit, everything went according to the instructions on the can. They said the... See more

Company replied

Rated 5 out of 5 stars

I am very satisfied about the services the company offer at customer, honest, and they give the profit that announced. There is one thing that I am disagree, If I want to withdraw money about my ac... See more

Company replied

Rated 5 out of 5 stars

I can without any doubts recommend Monefit. I had two Vaults which always paid on time. Unfortunately I had to close the vaults in advance. The Support team answered every Email quick and were super... See more

Company replied

Rated 4 out of 5 stars

"We think Monefit is great and would like to invest several thousand euros more than with the competitor. However, the payout time of 10-14 days is too long for us. It would be good if, for example, t... See more

Company replied

Rated 3 out of 5 stars

Great interest rates, but if your ID document expires and you don't get a new ID until after the old document expires due to the official expiry dates, you don't get any interest. The competition (Bon... See more

Company replied

Rated 5 out of 5 stars

I'm starting to invest in monefit SmartSaver. The annual interest rate it offers is very high. I'm excited about this new challenge, and if I see my money grow, I'll invest more. Without further ado,... See more

Company replied

Rated 4 out of 5 stars
Verified

Monefit is doing greats. Trouble and issue free The only thing where they could work on to gain the missing star is the 10 days transfer duration The rest, better then competitor

Company replied

Rated 5 out of 5 stars

I had a great experience with SmartSaver! I always received very quick and super friendly responses to my questions. Excellent service that makes you feel well taken care of.

Company replied

Rated 4 out of 5 stars
Verified

Smartsaver is easy to handle. You can use vaults to invest for 6 to 24 month to get higher interest. It is a transparent product.

Company replied

Rated 5 out of 5 stars
Verified

During the same period of time I was registering in different platforms and Monefit's registration process was by far the easiest. Days later and I am still struggling with the onboarding process with... See more

Company replied

Rated 5 out of 5 stars
Verified

Helping immediately , only minus is in English speach not in German. Furthermore UK doesn‘t want to stay in the EU. Most spoken language is German.

Company replied

Rated 4 out of 5 stars

Everything works smooth,only one repair,in these times 10 days for receive the withdraw is too much time, but thats the rules.

Company replied

Rated 4 out of 5 stars
Verified

Good interest rate and, by now, everything ok. I got my first instant transfer back, waiting for the rest of my profit. In my opinion it is trustworthy.

Company replied

Rated 5 out of 5 stars
Verified

Great way to fight the inflation. Only one thing: I’m wondering about Vaults 12 and 18 month. They have the same APY obviously. May be 18 month Vault would be more attraktiv, if APY would be increase... See more

Company replied

Rated 5 out of 5 stars
Verified

The interest rates are not bad and managing the money invested is easy. However, I find the withdrawal processing time to be long. Vaults do not allow early withdrawal.

Company replied

Rated 5 out of 5 stars
Verified

Good support for the cliente, great place to put your money working for you but when it comes to withdraw your money it takes 10 working days to receive the funds.

Company replied

Rated 5 out of 5 stars

I love the ease of use and the Vault product is a great alternative to traditional term deposit. I personally would stick to shorter term to have the flexibility, but anyone looking to long-term inves... See more

Company replied

Rated 4 out of 5 stars
Verified

Good design of website and great feature to pay by card, but no App and Interest Rates are not as high as with Mintos or Esketit

Company replied

Rated 5 out of 5 stars
Verified

The easiest and flexible way to invest in customer loans.

Company replied

Rated 4 out of 5 stars

I am happy with experience but I want more clear security concerns in order to increase my deposits

Company replied

Rated 5 out of 5 stars
Verified

Very good for the moment. Payments are correctly doné, easy to use. Recommended 100%

Company replied

Rated 5 out of 5 stars
Verified

Great user experience and APY for both daily available and long term products.

Company replied

Rated 5 out of 5 stars
Verified

It's easy to use and you can earn a lot of money.

Company replied

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Company details

  1. Alternative Financial Service
  2. Financial Institution
  3. Investment Service
  4. Non-Bank Financial Service

Written by the company

Monefit is a part of Creditstar Group, a well-established and reputable fintech company that has been operating successfully across Europe for over a decade. Creditstar Group specializes in delivering innovative and flexible financial solutions tailored to modern consumer needs. With a strong presence in multiple European markets and a loyal customer base of over 1.2 million clients, the group continues to grow rapidly while maintaining high standards of service and reliability. At Monefit, we offer investors the opportunity to earn up to a 10.52% return on their investments, making it an attractive choice for those looking to grow their savings in a smart and secure way. Our platform is built with the latest technology to ensure a quick, easy, and seamless experience across all devices — whether you’re using a smartphone, tablet, or desktop computer. Our mission is to help people achieve their best financial life by providing access to reliable and transparent investment opportunities. With a user-friendly interface, fast processing times, and responsive customer support, we aim to make financial empowerment accessible to everyone. Whether you are a seasoned investor or just starting out, Monefit provides the tools and support you need to take control of your financial future.


Contact info

Daily Returns up to 10.52% APY

SmartSaver is a simple investment platform offering up to 10.52% APY

4.6

Excellent

TrustScore 4.5 out of 5

960 reviews

5-star
4-star
3-star
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1-star

Replied to 100% of negative reviews

Typically replies within 24 hours


Rated 4 out of 5 stars
Verified

My 4 month experience in Monefit SmartSaver

ΙI am using Monefit SmartSaver 4 months. I works very good untill now.
I have every day interest pay with no problem.
I have made two withdrawals so far
The first took 10 business days to process
The second was done with the new extension on the same day and was immediate.
For the customer support I can say that was exemplary every time I needed it

5 December 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Giannis,

Thank you for taking the time to leave us a review on Trustpilot.

We are super happy to hear that everything is working well for you and that the support team was able to assist you with your queries.

If you have any thoughts or ideas on how we could improve our services we would love to hear your feedback.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

so far trustworthy and fasted customer…

so far trustworthy and fasted customer service ever. very competent

4 December 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Marcel,

Thank you for your kind feedback! It’s great to hear that you’ve felt well supported and that our team has been able to assist you efficiently.

If you ever need help or have questions, we're always here for you.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

The easiest and flexible way to invest…

The easiest and flexible way to invest in customer loans.

4 December 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Thomas,

Thank you for your feedback! We’re delighted to know that SmartSaver offers you a straightforward and adaptable way to manage your investments.

If you ever have questions, we’re always here to help.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

It's been a motivating experience

It's been a good experience with a good, fair interest rate that motivates us to build something.

1 December 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Rui,

Thank you for sharing your experience! We're really glad to hear that SmartSaver has been motivating for you and that you're happy with the returns so far.

If you ever need anything, we’re right here to help.

Monefit SmartSaver Team

Rated 5 out of 5 stars

My money somewhere that earns interest

I think it's a great idea to keep my money somewhere that earns interest, rather than in traditional banks where it not only doesn't earn interest but also loses value. However, I would like it if it were possible to withdraw amounts smaller than €50; if not €10, then at least €20.

20 November 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Flinn,

Thank you for your thoughtful review!

We’re happy to hear that SmartSaver feels like a good place for your money to grow and that you're satisfied with the returns.

We appreciate your suggestion about allowing smaller withdrawal amounts. Feedback like yours helps us improve. We’ve passed it on to our product team for review.

If you ever have more ideas or need assistance, we’re here for you.

Monefit SmartSaver Team

Rated 4 out of 5 stars
Verified

Smartsaver is easy to handle

Smartsaver is easy to handle. You can use vaults to invest for 6 to 24 month to get higher interest. It is a transparent product.

2 December 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Thomas,

Thank you for your review! We’re glad to hear SmartSaver is easy to use and that you appreciate the product's transparency. It’s great to know you're finding value in using the Vault for longer-term investments.

If you ever need anything, we’re here to help.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

It's easy to use and you can earn a lot…

It's easy to use and you can earn a lot of money.

1 December 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Kai,

Thank you for taking the time to share your experience!

We’re happy to hear the platform is easy to use and that you're enjoying the returns on your investments.

If you have any questions along the way, feel free to reach out. We’re here for you.

Monefit SmartSaver Team

Rated 3 out of 5 stars
Verified

When i tried the on line application it…

When i tried the on line application it continually froze which was at the time extremely frustrating.However after speaking to Betty at the help desk it was concluded that application with the referral code must have had a glitch.So I was advised to reapply without the code and it worked fine.The referral code was then added afterwards.5 stars for Betty who was very helpful and prompt with email reply’s!

28 November 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Charles,

Thank you for taking the time to share your experience. We’re sorry that the sign-up process didn’t run smoothly at first. We understand how frustrating that can be.

We’re glad our team helped you get everything sorted out quickly and that your account was opened successfully. The referral code issue has also been fully resolved, so you are now all set to continue enjoying SmartSaver.

Thank you again for your patience and for highlighting the support you received; it means a lot to us.
If you ever need anything, we’re always here to help.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Its very cool

1 December 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Fabian,

Thank you so much for your review!

We’re really happy to hear that you’re having such a great experience with SmartSaver. We’ll keep working to make it even better.

If you ever need help or have suggestions, we’re here for you anytime.

Monefit SmartSaver Team

Rated 5 out of 5 stars

I wish UK investors like me can join in

I wish UK investors like me can join in

1 December 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Tholits A.,

Thank you for your feedback!

Currently, SmartSaver is not available in the UK. However, we are actively working on expanding to new markets and will definitely announce publicly as soon as we have updates regarding availability in the UK.

We really appreciate your interest and hope to welcome UK investors in the future!

Best,
Monefit SmartSaver

Rated 4 out of 5 stars

I am happy with experience but I want more security concerns

I am happy with experience but I want more clear security concerns in order to increase my deposits

1 December 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Simos,

Thank you for sharing your experience. We’re glad to hear you’re happy with the platform so far.

Regarding security: we completely understand how important it is, and we’re committed to maintaining high safety standards across all accounts. If you’d like more detailed information about our security measures, we’re happy to guide you through everything.

Feel free to reach out anytime. We’re here to help you feel confident and comfortable with your investments.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Quick registration

Very fast and easy registration

28 November 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Dorota,

Thank you for your review! We're happy to hear that the registration process was quick and easy for you.

If you need anything along the way, we’re here to help.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Jose,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear you find SmartSaver simple to use and that you are rewards on your transfers.

If you have any thoughts or ideas on how we could improve our services, we would love to hear your feedback.

Monefit SmartSaver Team.

Rated 4 out of 5 stars
Verified

Good interest rate

Good interest rate and, by now, everything ok. I got my first instant transfer back, waiting for the rest of my profit. In my opinion it is trustworthy.

20 November 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hello Ernesto,

Thank you for your review!

We’re glad to hear your experience has been positive so far and that your instant transfer arrived smoothly. We appreciate your trust and hope your SmartSaver journey continues just as well.

If you ever need anything, we’re here to help.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Easy to use

Easy to use, good interest and good time for liquidity and if you hace any problem
technical support is fast.

23 November 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you for your review, Cristóbal!

Great to hear that the platform feels easy to use and that you're happy with the returns and liquidity options. Our support team is always ready to help whenever you need us.

Thanks for trusting SmartSaver!

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Good option for investment

Another good option to add money and earn some without that much risk !!! The Vault option is just another nice tool to gain some more!

3 November 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Frank,

Thank you for sharing your experience! We��re happy to hear that SmartSaver feels like a good option for your investments and that you’re enjoying the extra flexibility and potential of our Vault.

If you ever need help, we’re right here.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Very easy to use platform

Very easy to use platform, and there is nothing else that canreward you better interest for your hard earned savings

20 November 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Simon,

Thank you so much for your review! We’re really glad to hear that you find the platform easy to use and that our
rendimientos meet your expectations. We work hard to offer simple, clear and rewarding solutions for your investments.

We’re here for anything you may need.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

They just do what the promise

They just do what the promise! That is perfect!

13 November 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Andreas,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear you are happy with our product and hope that you are able to reach your financial goals by investing with us.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Simple y fácil.

10 November 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hola Jordi,

Gracias por tomarte el tiempo de dejarnos una reseña en Trustpilot.

Nos alegra saber que nuestro producto te resulta fácil de usar.

Si tienes alguna sugerencia o idea sobre cómo podríamos mejorar nuestros servicios, nos encantaría conocer tu opinión.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Very good

Very good for the moment. Payments are correctly doné, easy to use. Recommended 100%

3 July 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi,

Thank you for taking the time to leave a review on Trustpilot.

We are glad you find our product user-friendly and that your transfers have been successful.

We hope that by investing with SmartSaver you will be able to reach all of your financial goals.

Monefit SmartSaver Team

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