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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the user-friendly platform, highlighting the easy registration process and intuitive website design. Many consumers find it simple to manage their investments and set up vaults. People also value the competitive interest rates offered, considering them a good way to grow their money. The possibility of earning passive income is another aspect that many reviewers appreciate. Consumers report satisfaction with the returns on their investments and the overall value for money. However, some reviewers express concerns about the withdrawal processing time, suggesting that it could be improved to be faster. A few reviewers would like more transparency regarding where their money is being invested.

Based on these reviews

Rated 5 out of 5 stars

I think it's a great idea to keep my money somewhere that earns interest, rather than in traditional banks where it not only doesn't earn interest but also loses value. However, I would like it if it... See more

Company replied

Rated 5 out of 5 stars
Verified

Been using it for nearly a year now, so far so good in both investing (nice interest rates) and withdrawing (that can be improved tho, maybe time decreased to 2-3 business days max if folks need the f... See more

Company replied

Rated 5 out of 5 stars
Verified

I just joined Monefit! The next day, the support team reached out to see if I had any questions! I feel well taken care of and also received a registration bonus that earns interest right away. I will... See more

Company replied

Rated 5 out of 5 stars

Overall it’s working very good. Build in trust is what needs to come with the duration you invested the money There is one thing which really need to be improved, this is the duration they are deal... See more

Company replied

Rated 3 out of 5 stars
Verified

When i tried the on line application it continually froze which was at the time extremely frustrating.However after speaking to Betty at the help desk it was concluded that application with the referr... See more

Company replied

Rated 4 out of 5 stars
Verified

I recently started using Monefit SmartSaver and it was very easy to sign up, fund the account and set up a vault. I find the UI very intuitive and the information provided is very helpful and gives a... See more

Company replied

Rated 4 out of 5 stars

Overall good product. It lacks a bit of clarity as now that I’ve asked to withdraw my money, it says that interest is still accruing. My expected withdrawal amount is equal to the initial sum I had... See more

Company replied

Rated 4 out of 5 stars

Clear terms & conditions = the RPA % on the investments. Relatable showcases. Quick booking of the deposits = putting your money to work for you. The company (or the parent/holing of the group) seem... See more

Company replied

Rated 5 out of 5 stars

I'm delighted to know that the money I invest in Monefit SmartSaver is used to provide loans to other individuals or businesses to help them with their financial problems. I have a suggestion for you:... See more

Company replied

Rated 5 out of 5 stars
Verified

It's been a good experience with a good, fair interest rate that motivates us to build something.

Company replied

Rated 5 out of 5 stars
Verified

Monefit SmartSaver is an excellent way to save with daily returns and no hidden fees. Withdrawals take around 10 business days, but it's worth it for the ease of use and steady growth of your money. H... See more

Company replied

Rated 4 out of 5 stars
Verified

I've experienced Monefit as the most valuable tool not only for P2P investing but increasing your money at all. Even the safety of the invest is exemplary. There's only one thing that perhaps could b... See more

Company replied

Rated 3 out of 5 stars

I like the %8 of interest rate offered on SmartSaver account, also the vault section is interesting. I dislike the treatment received for you on CreditLine account because not even you give... See more

Company replied

Rated 5 out of 5 stars
Verified

Been with Monefit for 8 months and everything is great. Daily good interest, easy to navigate website. Communication with the online chat was very good when I asked a question and although if you want... See more

Company replied

Rated 5 out of 5 stars

I am happy with Monefit as it is -no doubt- one of the best ways right now to get as much as you can from your money. I just hope this company grows stable and secure -that´s the most important aspect... See more

Company replied

Rated 5 out of 5 stars

I started using moneyfit last year I find it fantastic my money has been growing while I'm sleeping. It's very transparent till now I have nothing to complain about my experience with Moneyfit has be... See more

Company replied

Rated 5 out of 5 stars
Verified

Very easy to use platform, and there is nothing else that canreward you better interest for your hard earned savings

Company replied

Rated 5 out of 5 stars
Verified

I've been using Monefit SmartSaver for 2 years, my experience with them is what it says on the can, they pay the interest promised and they remit your money exactly 10 days after requesting it. I'm... See more

Company replied

Rated 5 out of 5 stars

Best investment and passive income account i have yet found in the market. Earning hundreds of euros just by having my savings on my account. Whether you are saving money for objectives or just want a... See more

Company replied

Rated 5 out of 5 stars
Verified

It was a great experience with monefit When it comes in an emergency purposes, the customer service and the whole finance department are ready to help when it’s needed. It is my first time to invest... See more

Company replied

Rated 5 out of 5 stars
Verified

Easy to use, good interest and good time for liquidity and if you hace any problem technical support is fast.

Company replied

Rated 5 out of 5 stars
Verified

Another good option to add money and earn some without that much risk !!! The Vault option is just another nice tool to gain some more!

Company replied

Rated 5 out of 5 stars

I was initially sceptical about this offer thinking it was too good to be true. However, after my first experience with Monefit, everything went according to the instructions on the can. They said the... See more

Company replied

Rated 5 out of 5 stars

I am very satisfied about the services the company offer at customer, honest, and they give the profit that announced. There is one thing that I am disagree, If I want to withdraw money about my ac... See more

Company replied

Rated 5 out of 5 stars

I can without any doubts recommend Monefit. I had two Vaults which always paid on time. Unfortunately I had to close the vaults in advance. The Support team answered every Email quick and were super... See more

Company replied

Rated 4 out of 5 stars

"We think Monefit is great and would like to invest several thousand euros more than with the competitor. However, the payout time of 10-14 days is too long for us. It would be good if, for example, t... See more

Company replied

Rated 3 out of 5 stars

Great interest rates, but if your ID document expires and you don't get a new ID until after the old document expires due to the official expiry dates, you don't get any interest. The competition (Bon... See more

Company replied

Rated 5 out of 5 stars

I'm starting to invest in monefit SmartSaver. The annual interest rate it offers is very high. I'm excited about this new challenge, and if I see my money grow, I'll invest more. Without further ado,... See more

Company replied

Rated 4 out of 5 stars
Verified

Monefit is doing greats. Trouble and issue free The only thing where they could work on to gain the missing star is the 10 days transfer duration The rest, better then competitor

Company replied

Rated 5 out of 5 stars

I had a great experience with SmartSaver! I always received very quick and super friendly responses to my questions. Excellent service that makes you feel well taken care of.

Company replied

Rated 4 out of 5 stars
Verified

Smartsaver is easy to handle. You can use vaults to invest for 6 to 24 month to get higher interest. It is a transparent product.

Company replied

Rated 5 out of 5 stars
Verified

During the same period of time I was registering in different platforms and Monefit's registration process was by far the easiest. Days later and I am still struggling with the onboarding process with... See more

Company replied

Rated 5 out of 5 stars
Verified

Helping immediately , only minus is in English speach not in German. Furthermore UK doesn‘t want to stay in the EU. Most spoken language is German.

Company replied

Rated 4 out of 5 stars

Everything works smooth,only one repair,in these times 10 days for receive the withdraw is too much time, but thats the rules.

Company replied

Rated 4 out of 5 stars
Verified

Good interest rate and, by now, everything ok. I got my first instant transfer back, waiting for the rest of my profit. In my opinion it is trustworthy.

Company replied

Rated 5 out of 5 stars
Verified

Great way to fight the inflation. Only one thing: I’m wondering about Vaults 12 and 18 month. They have the same APY obviously. May be 18 month Vault would be more attraktiv, if APY would be increase... See more

Company replied

Rated 5 out of 5 stars
Verified

The interest rates are not bad and managing the money invested is easy. However, I find the withdrawal processing time to be long. Vaults do not allow early withdrawal.

Company replied

Rated 5 out of 5 stars
Verified

Good support for the cliente, great place to put your money working for you but when it comes to withdraw your money it takes 10 working days to receive the funds.

Company replied

Rated 5 out of 5 stars

I love the ease of use and the Vault product is a great alternative to traditional term deposit. I personally would stick to shorter term to have the flexibility, but anyone looking to long-term inves... See more

Company replied

Rated 4 out of 5 stars
Verified

Good design of website and great feature to pay by card, but no App and Interest Rates are not as high as with Mintos or Esketit

Company replied

Rated 5 out of 5 stars
Verified

The easiest and flexible way to invest in customer loans.

Company replied

Rated 4 out of 5 stars

I am happy with experience but I want more clear security concerns in order to increase my deposits

Company replied

Rated 5 out of 5 stars
Verified

Very good for the moment. Payments are correctly doné, easy to use. Recommended 100%

Company replied

Rated 5 out of 5 stars
Verified

Great user experience and APY for both daily available and long term products.

Company replied

Rated 5 out of 5 stars
Verified

It's easy to use and you can earn a lot of money.

Company replied

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Company details

  1. Alternative Financial Service
  2. Financial Institution
  3. Investment Service
  4. Non-Bank Financial Service

Written by the company

Monefit is a part of Creditstar Group, a well-established and reputable fintech company that has been operating successfully across Europe for over a decade. Creditstar Group specializes in delivering innovative and flexible financial solutions tailored to modern consumer needs. With a strong presence in multiple European markets and a loyal customer base of over 1.2 million clients, the group continues to grow rapidly while maintaining high standards of service and reliability. At Monefit, we offer investors the opportunity to earn up to a 10.52% return on their investments, making it an attractive choice for those looking to grow their savings in a smart and secure way. Our platform is built with the latest technology to ensure a quick, easy, and seamless experience across all devices — whether you’re using a smartphone, tablet, or desktop computer. Our mission is to help people achieve their best financial life by providing access to reliable and transparent investment opportunities. With a user-friendly interface, fast processing times, and responsive customer support, we aim to make financial empowerment accessible to everyone. Whether you are a seasoned investor or just starting out, Monefit provides the tools and support you need to take control of your financial future.


Contact info

Daily Returns up to 10.52% APY

SmartSaver is a simple investment platform offering up to 10.52% APY

4.6

Excellent

TrustScore 4.5 out of 5

961 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours


Rated 5 out of 5 stars
Verified

App can be useful

An App would be of big advantage.

2 November 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Andrey,

Thank you very much for your feedback!

We don’t have an app just yet — but it’s something our team is actively working on.

In the meantime, we’re continuously improving our web version to ensure a smooth experience on all devices.

We hope you’re happy with everything else and that your savings are growing nicely. If you ever need any help, we’re always here for you!

Best regards,
Monefit SmartSaver

Rated 4 out of 5 stars

Great Company

Everything works smooth,only one repair,in these times 10 days for receive the withdraw is too much time, but thats the rules.

2 November 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Moises,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear that everything is working smoothly for you and hope that you will reach all of your financial goals by investing with us.

Regarding withdrawals, we understand that the 10 business days timeframe can be a long wait for some users and are actively looking for way to reduce this.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Very well as usual

Very well as usual, I am just expecting the app, which would be top!

29 October 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Fernando,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear that your experience with SmartSaver is going well and hope that you are able to achieve all of your financial goals by investing with us.

A Mobile App is in the process of being developed and we will be sure to let everyone know of the release date as soon as we can.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Great user experience and APY

Great user experience and APY for both daily available and long term products.

23 October 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you so much, Daniel!

We’re really happy to hear you’re enjoying both the experience and the returns SmartSaver offers.

Our goal is to keep making investing easy, accessible, and rewarding for everyone.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

I just joined Monefit

I just joined Monefit! The next day, the support team reached out to see if I had any questions! I feel well taken care of and also received a registration bonus that earns interest right away. I will most likely increase my investment and also activate the Vault product with higher interest. Of course, this also means higher risks.

21 October 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Kai,

Thank you for taking the time to leave us a review on Trustpilot.

We are super glad to hear that your first experience with SmartSaver was a good one and hope that you will have many more good experiences for the whole time you are with us.

Our support team are there to help you with every step of your journey so be sure to contact them should you need to.

Monefit SmartSaver Team

Rated 4 out of 5 stars
Verified
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi,

Thank you for taking the time to leave us a review on Trustpilot.

If you have any thoughts or ideas on how we could improve our services, we would love to hear your feedback.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Lee,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear you find our platform easy to use with good rates of return and hope that you are able to achieve all of your financial goals by investing with us.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Fabian,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear you are enjoying your time investing with SmartSaver and hope that you will be able to reach all of your financial goals by investing with us.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Great way to fight the inflation.

Great way to fight the inflation.
Only one thing: I’m wondering about Vaults 12 and 18 month. They have the same APY obviously. May be 18 month Vault would be more attraktiv, if APY would be increased to 10%?

13 October 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you so much, Daniel, for your kind words and for taking the time to share your thoughts!

We’re really glad to hear that you see SmartSaver as a great way to stay ahead of inflation.

Regarding your question about the 12- and 18-month Vaults, thank you for the great feedback! We’ll reach out to you by email shortly with a bit more information about Vaults' rates.

We truly appreciate your trust and your thoughtful suggestions; they help us keep improving SmartSaver every day.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Good experience, hope it will be the same in the next years to come

Been using it for nearly a year now, so far so good in both investing (nice interest rates) and withdrawing (that can be improved tho, maybe time decreased to 2-3 business days max if folks need the funds faster). Let's see in the future!

9 October 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Lucian,

Thank you so much for your thoughtful feedback!

We’re really glad to hear you’re happy with the returns — and we completely understand your point about faster withdrawals. The good news is that we’re already working on improving this process, and shorter withdrawal times are coming soon.

We truly appreciate your trust and support — here’s to even smoother saving and investing ahead!

If you have any questions or need a hand with anything, don’t hesitate to reach out — we’re always happy to help.

Kind regards,
Monefit SmartSaver

Rated 4 out of 5 stars
Verified

stable profit by now

stable profit by now, hope it´s long term partnership

9 October 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you for your positive feedback! 🌟

We’re glad to hear that you’ve experienced stable returns so far, and we hope to keep building this partnership with you for many years to come.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Easy to use Vaults - great alternative to traditional deposits

I love the ease of use and the Vault product is a great alternative to traditional term deposit. I personally would stick to shorter term to have the flexibility, but anyone looking to long-term investment can pick the longer and higher-paying vaults.

12 October 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Dimitri,

Thank you so much for your thoughtful review! 🌟

We’re delighted to hear that you find SmartSaver easy to use and that you value the Vaults as a solid alternative to traditional term deposits.

We truly appreciate your trust and look forward to being part of your long-term investment journey.

Monefit SmartSaver Team

Rated 4 out of 5 stars
Verified
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Maria,

Thank you for taking the time to leave us a review.

Rest assured, a Mobile App is in the process of being built and we will be sure to let everyone know once it is ready.

If you have any further thoughts or ideas on how we could improve our services, we would love to hear your feedback.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Great App

Great App, every day pay

7 October 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you so much, Antonio!

We’re delighted to hear you’re enjoying SmartSaver and appreciate your kind words. It’s wonderful to know you’re happy with how everything works. We’ll keep working hard to make your experience even better.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

It is my favourite saving app

It is my favourite saving app.

It is simple and easy to use. I have been using it for 3 years now and everything is as promised.

3 October 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Viktoria,

Thank you so much for your amazing feedback!

We deeply appreciate your 3 years as a SmartSaver family member and it’s wonderful to hear that our services have consistently met your expectations and that everything works just as promised.

Your trust and loyalty mean a lot to us – we look forward to many more years of growing together!

If you ever have any questions or need a help, don’t hesitate to reach out — we’re always here for you and happy to help.

Warm regards,
Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Siim,

Thank you for your feedback! We’re happy to hear you’re enjoying the opportunity to grow your savings with SmartSaver and wish you continued success on your savings journey!

If you have any questions or need a hand with anything, don’t hesitate to reach out — we’re always happy to help!


Best,
Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Great support

Easy to use, great support answering within a working day

28 September 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Peter,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear that you find our product user-friendly and that our support team got back to you promptly regarding your questions.

We hope that you will reach all of your financial goals by investing with us.

If you have any thoughts or ideas on how we might improve our services, we would love to hear your feedback.

Monefit SmartSaver Team

Rated 5 out of 5 stars

I can without any doubts recommend…

I can without any doubts recommend Monefit. I had two Vaults which always paid on time. Unfortunately I had to close the vaults in advance. The Support team answered every Email quick and were super nice.
When Iam able to Invest my money again I will do it on Monefit.

4 October 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Ben,

Thank you so much for taking the time to leave us a review on Trustpilot.

We're really glad to hear that you're enjoying your experience with the Vaults and that our support team was able to assist you promptly.

We're also sorry to hear you had to close one of your Vaults early, we completely understand that doing so must have been a difficult decision.

It truly means a lot to us that you plan to return to SmartSaver when you're ready, thank you for your continued trust.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Amazing!!!

30 September 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Raul, thank you so much for your feedback! 🌟

We’re really glad to know that you’re enjoying SmartSaver.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Verified

Ease of use

The website is very easy to use and the financial overview works very good. It is also easy to transfer money to my account.

26 September 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Michael,

Thank you very much for your review!

We are delighted to hear that everything is working very well and running smoothly so far.

If you have any questions, please do not hesitate to contact us. We will be happy to assist you in any way we can.


Kind regards,
Monefit SmartSaver Team

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