Kent Reliance Reviews 3,234

TrustScore 3.5 out of 5

3.7

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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. People appreciate the helpfulness and friendliness of the staff, both in local branches and via phone, with many highlighting their patience and expertise. Reviewers also value the competitive interest rates offered and the ease of setting up accounts. The website is generally considered user-friendly, and consumers feel secure with the company. Many reviewers highlight that they were contacted with sufficient advance notice when their fixed term products were due for renewal. However, some customers have reported negative experiences regarding contacting the company and payments. Some reviewers have experienced long wait times and unhelpful service when calling. Others have pointed out delays in transferring funds, sometimes taking several days. A few reviewers also mentioned difficulties with the online login process and a desire for a mobile app. Some consumers report that the communication regarding the ISA account is poor.

Based on these reviews

Rated 4 out of 5 stars

Well here we are again three years ago I took out 3 bonds. A 1 year, a 2 year and a 3 year bond. In a few days the three year bond matures. As with my comments from when the other bonds matured. This... See more

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Rated 4 out of 5 stars

Was offered a slightly lower rate when renewing a fixed rate ISA than was being offered online but rang customer services and they changed it for me. Would be nice if loyal customers were treated the... See more

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Rated 4 out of 5 stars

Good interest rate on fixed savings account and very helpful staff who take their time to explain all the jargon.

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Rated 4 out of 5 stars

Opened an easy access savings account due to a good interest rate and the ability to have interest paid monthly. The online application was easy and the account was opened the same day! Funding... See more

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Rated 5 out of 5 stars

I have been a saver with Kent Reliance for a number of years now. They offer very competitive savings interest rates and a good number of relevant products. The customer service has always been very g... See more

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Rated 2 out of 5 stars

Its now day twenty four since Kent Reliance received my ISA application and also the request to transfer funds from another provider ...Still nothing has happened ...........Even after KR asked me t... See more

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Rated 5 out of 5 stars

In May /June KR went from hero (comparable to First Direct) to zero in our eyes. Both my (deaf) husband and myself needed everything renewed/transferred. The phone answering was beyond time measureme... See more

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Rated 3 out of 5 stars

Problems crediting my new savings account. Something to do with 'platforms'. I have other accounts with Kent Reliance and have not had issues crediting them in the past. Also if you offer an online s... See more

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Rated 5 out of 5 stars

I needed to find a 1yr fix paying better rates than Nat west. The lovely Charlotte at Gravesend Kent Reliance made opening an account easy She was super helpful friendly and answered all the questions... See more

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Rated 5 out of 5 stars

clear information when my account was maturing. very fair options. my investment was automatically moved on maturity to a very similar account and interest rate without me having to do anything. Altho... See more

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Rated 5 out of 5 stars

I have been a customer of KRBS for many years and currently have several different products with them. Their website is not state of the art technically but I can do everything I need to do online. I... See more

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Rated 3 out of 5 stars

Ok if you just want a straight forward savings account but if you want to transfer in say an existing ISA from another provider it's far from easy......First of all as my existing provider was not on... See more

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Rated 5 out of 5 stars

Kent Reliance offer excellent rates for savers. Very easy to set up accounts and if you have any question or queries they answer the phone promptly and you can speak to a real person. Have saved with... See more

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Rated 3 out of 5 stars

We were very happy with the product we selected however we missed being able to manage our account via a mobile app. The login process was more clumsy than other on line saving accounts. Making change... See more

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Rated 5 out of 5 stars

Been investing with Kent Reliance for 8 years. Fantastic firm. Great interest rates and perfect response to phone calls. So refreshing to talk to an experienced and helpful human being. Can't prai... See more

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Rated 5 out of 5 stars

Great rates, great staff, easy access to information & help in store & on the phone. Make you feel like a valued customer. They listen!!!!

Rated 5 out of 5 stars

I have been saving with Kent reliance for the past few years and have always been impressed with the help I have received. If I have had any queries or difficulties they have always been resolved by... See more

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Rated 5 out of 5 stars

The staff in my local branch in Littlehampton are always friendly and helpful. As a customer, you're never made to feel rushed. The staff take the time to explain investment options changes to inte... See more

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Rated 3 out of 5 stars

I only took out 2 ISAs, one fix one easy access. Both reasonably good rates! But because you go through NatWest for receipts or transfers out ، there's delays in money being transferred!... See more

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Rated 5 out of 5 stars

Having had a number of accounts over many years I would recommend Kent Reliance banking services. They have an easy to use website for account access. They keep you informed of any upcoming change... See more

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Rated 2 out of 5 stars

Changing details of account inputs and th currency of account details very poor. It took several phne calls to make any changes. Bod amd ISA accounts delat with in totally separate ways very confusin... See more

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Rated 2 out of 5 stars

Not the greatest mortgage company to deal with, if fact, I would say very archaic witn the way they do things and the dragging their heels And in reply to ther response, I did speak to my mortgage b... See more

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Rated 5 out of 5 stars

Like Kent Reliance, had few accounts with them over the years, all on line. Everything is clearly stated, easy to navigate. Notifications are prompt, & they deal with anything requested speedily. Easy... See more

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Rated 3 out of 5 stars

Was content with easy access savings account , then KR reduced rates, but started a new savings account at a higher rate, so in order to get the better rate I had to open the new account. Why, surely... See more

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Rated 2 out of 5 stars

Decent rates of interest. Invested with them years ago, no problem. This time round customer services has gone right down. Calls all outsourced abroad to people who misunderstand your query. Custome... See more

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Rated 2 out of 5 stars

My bond matured on 14 July but I haven’t received the funds 3 days later. I don’t understand why it is taking so long to transfer the funds to my bank account. I’m going to miss the opportunity to rei... See more

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Rated 3 out of 5 stars

I did not receive details of my options on expiry of existing ISA until AFTER the expiry date. This is the second time this has happened. This has meant that my money has gone into a lower-paying ac... See more

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Rated 5 out of 5 stars

I found Kent to be very fair offering to replace my existing Isa which matured in mid July into a new fixed rate Isa with very similar interest rates. Compare this to one of my other 2year fixed rate... See more

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Rated 3 out of 5 stars

Great to get a mortgage with, efficient however... devil in the detail.. their early mortgage repayment charges are punitive and - unlike other lenders like Santander - don't decline over the years, s... See more

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Rated 5 out of 5 stars

When I was looking at a new savers account Kent Reliance stood out as one of the few offering a great rate of interest. The account was easy to set up, although once opened I was shocked to see such a... See more

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Rated 2 out of 5 stars

I chose Kent Reliance to transfer a matured ISA based on the published rates on offer. A week after completing all the required forms I received an eMail requesting additional information. This wa... See more

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Rated 5 out of 5 stars

Pleasant and helpful staff dealt with us quickly and efficiently. Our ISA passbooks were able to be updated with new account information.

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Rated 5 out of 5 stars

I have upgraded my previous bad review below following a splendid call that I received from Pradeep of the "Global Communication Centre". Pradeep is one of the stars of Kent Reliance: lucid,... See more

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Rated 4 out of 5 stars

I recently opened an online savings account because the interest rate was good. Once it was funded I began to have issues logging in, and couldn't see my savings. I sent an email to the customer servi... See more

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Rated 2 out of 5 stars

I'm giving 2 stars for the niceness of the staff when you ring. After that it all goes downhill. Their technology is hopeless! Every time I try to log on their system won't accept my details and I hav... See more

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Rated 5 out of 5 stars

Local building society independent One of the few financial premises left in Strood The staff genuinely seem to care about customers So easy to deal with Never seem to have to wait long in a... See more

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Rated 5 out of 5 stars

Excellent customer service from Kent Reliance's Call Centre. I assume it's an overseas call centre, but having called it on two separate occasions, I've found the team to be friendly, professional and... See more

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Rated 2 out of 5 stars

If this company did not have good interest rates I would have run a mile by now. They are in process of tranistioning from one platform to a new "digital platform" , which means their systems are cur... See more

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Rated 3 out of 5 stars

Good easy to use website and competitive rates.Main issue is communication, if you are using an on line system to manage a long term investment you must provide clear sms/email communication to ensure... See more

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Rated 4 out of 5 stars

I chose KentReliance because of the very attractive interest rates and ability to complete the process without visiting a branch. The whole process was completed on-line with no issues. I have since a... See more

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Rated 3 out of 5 stars

I would agree with other posters that Kent Reliance's systems are archaic, in particular using another bank as a clearing house for transfers in and out of savings accounts with delays of up to two wo... See more

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Rated 5 out of 5 stars

I have invested lots of money with KR on account of their good rates. I have found them to be so helpful when phoning or leaving messages and reinvesting my money again this year.

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Rated 3 out of 5 stars

Opened a new variable cash isa Interest rates reduced once BOE reduced its base rate Had to withdraw a £1000 Got a message I will lose isa free status Communication is poor

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Rated 5 out of 5 stars

I have a fixed rate ISA. I was advised of it's maturity date in time and what options I could consider. I made my choice and my new ISA was then opened. This process was successfully completed without... See more

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Rated 5 out of 5 stars

Quick, easy and efficient. I quickly opened a suitable savings account for my ISA to be transferred into and the transfer went ahead on maturity date.

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Rated 4 out of 5 stars

The choice of investment plans is good, I do find difficulty going online with all the different passwords to remember.

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Rated 5 out of 5 stars

Customer service always helpful, polite and informative. Readily answer any queries. Very satisfied with the service I have received over the past few years.

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Rated 5 out of 5 stars

Good interest rate, well laid out website and easy to use online account

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Company details

  1. Bank

Written by the company

We're part of OSB Group, a retail savings and specialist lending group with a family of distinct brands that aim to help you reach your financial goals.


Contact info

3.7

Average

TrustScore 3.5 out of 5

3K reviews

5-star
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1-star

Replied to 99% of negative reviews

Typically replies within 24 hours


Rated 1 out of 5 stars

Don't fall for these grifters

Don't fall for these grifters. Their strategy is simple. They will attract you with a good rate. Once your term is up, they will automatically roll you onto a bad deal and send you a letter that will take ages to get to you. They won't call, text or email you because they won't want you to have time to shop around. Once the snail mail arrives, it will be too late to switch and they would keep you tied with a punitive exit fee (6 months of interest) even if you've only been on the rubbish product that they rolled you onto for just 3 weeks.

15 October 2025
Unprompted review
Rated 1 out of 5 stars

Frustrating experience

I wanted to open a Demelza account for my grandchild. After not hearing anything I chased up to find out that the application was cancelled. I had supplied proof and information, which had not been scanned properly, but was also told that more proof was required.
This is not a customer friendly or efficient approach.
Its poor customer service when you have to call up to find your application has been cancelled.

15 October 2025
Unprompted review
Rated 5 out of 5 stars

Good Experience via Online Services

I have opened several Fixed Rate Cash ISAs with Kent Reliance over the years and found the online process easy and straight forward. The interest rates offered were good and the company is regulated by the FSCS. Good communication and updates. Easy to contact via Secure message and replies usually received within 2 days.

2 October 2025
Unprompted review
Rated 1 out of 5 stars

Awful POA process and complaint ignored

I tried to register as attorney on my mother's account and the process was slow and very unhelpful at a very painful and difficult time. I complained formally and this was acknowledged automatically by return, but after 8 weeks I had no reply. Phoning is impossible because they never answer and only offer a call back within 48 hours at a time to suit them, not the customer. So I chased by email and was told that a reply had been sent by regular mail a few days after the 8 week deadline and that a second copy would also be mailed. I waited and waited but this too didn't arrive. I chased a third time, now some 11 weeks after my complaint was acknowledged but, a week later, that third chasing email seems to have just been ignored. I find Kent Reliance in total chaos and wholly unresponsive and will now have to go to the hassle of escalating my complaint to the Ombudsman on the basis that Kent Reliance can't be bothered to reply.

14 October 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hello Tint

Thank you for taking the time to post a review and I'm sorry to hear that you haven't heard back from us with regard to your complaint. If you're able to respond to my private request for more information through Trustpilot I'll ask our Complaints team to look into this for you.

Rated 3 out of 5 stars

Saving Accounts

Was more than happy to use KR but have started to withdraw my savings as the interest rate is no longer competitive

14 October 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hello Nigel

Thank you for taking the time to share feedback and I'm sorry to hear you've decided against saving with us this time.

Rated 2 out of 5 stars

Poor communication, not the first review

I wrote a review a year ago about different savings rates offered on renewal or to new customers, and eventually it was sorted after I’d made an official complaint. My husband and I stuck with them and renewed our existing cash ISAs for another year. Now they are up for renewal again. Although we both renewed them on the same date, my husband has been offered a renewal rate of 4.05%, and I’ve been offered 3.75%.
I sent a message through their website, asking for mine to be 4.05% too, they replied with a load of jargon which failed completely to answer the question. As a result we have both now told them that we will be transferring the funds to another provider, at 4.2%. So they have lost our custom.
Also if they send you an online message, there is no notification of this, and you would have to log in regularly to check them. And why on earth haven’t they got an app?

13 October 2025
Unprompted review
Rated 3 out of 5 stars

Not good for investment

Not good for investment ! My experience using this bank has been a horrible one. The overall process with pay is not great and i will like to warn others to proceed with caution . Getting started with SPLC has been the best best decision i ever made , They always keep there promise and i will forever stick with them.

12 October 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hello

We've flagged your review with Trustpilot as we believe it goes against their standards for advertising.

Rated 1 out of 5 stars

Only use them if you are prepared to explain your use of your own funds.

Opened an easy access account but they seem to have an issue with someone accessing their own money from their own account and was hounded with call after call and mail after mail despite my confirming with them the transactions were legitimate and them acknowledging that confirmation.

I don't intend to explain my use of my money.

Have now closed the account - no other financial institution has ever seemed to want to know my business as much as KR.

10 October 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hello Lorraine, thank you for taking the time to leave a review.
I am sorry to see you were unhappy with our contact and have decided to save elsewhere - it is certainly not how we expect our customers to feel.
This feedback will be passed on to our proposition team, as we continually look for ways of improving our service.

Rated 5 out of 5 stars

Great rates

Great rates, great staff, easy access to information & help in store & on the phone. Make you feel like a valued customer. They listen!!!!

1 October 2025
Unprompted review

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