Kent Reliance Reviews 3,234

TrustScore 3.5 out of 5

3.7

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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. People appreciate the helpfulness and friendliness of the staff, both in local branches and via phone, with many highlighting their patience and expertise. Reviewers also value the competitive interest rates offered and the ease of setting up accounts. The website is generally considered user-friendly, and consumers feel secure with the company. Many reviewers highlight that they were contacted with sufficient advance notice when their fixed term products were due for renewal. However, some customers have reported negative experiences regarding contacting the company and payments. Some reviewers have experienced long wait times and unhelpful service when calling. Others have pointed out delays in transferring funds, sometimes taking several days. A few reviewers also mentioned difficulties with the online login process and a desire for a mobile app. Some consumers report that the communication regarding the ISA account is poor.

Based on these reviews

Rated 4 out of 5 stars

Well here we are again three years ago I took out 3 bonds. A 1 year, a 2 year and a 3 year bond. In a few days the three year bond matures. As with my comments from when the other bonds matured. This... See more

Company replied

Rated 4 out of 5 stars

Was offered a slightly lower rate when renewing a fixed rate ISA than was being offered online but rang customer services and they changed it for me. Would be nice if loyal customers were treated the... See more

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Rated 4 out of 5 stars

Good interest rate on fixed savings account and very helpful staff who take their time to explain all the jargon.

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Rated 4 out of 5 stars

Opened an easy access savings account due to a good interest rate and the ability to have interest paid monthly. The online application was easy and the account was opened the same day! Funding... See more

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Rated 5 out of 5 stars

I have been a saver with Kent Reliance for a number of years now. They offer very competitive savings interest rates and a good number of relevant products. The customer service has always been very g... See more

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Rated 2 out of 5 stars

Its now day twenty four since Kent Reliance received my ISA application and also the request to transfer funds from another provider ...Still nothing has happened ...........Even after KR asked me t... See more

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Rated 5 out of 5 stars

In May /June KR went from hero (comparable to First Direct) to zero in our eyes. Both my (deaf) husband and myself needed everything renewed/transferred. The phone answering was beyond time measureme... See more

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Rated 3 out of 5 stars

Problems crediting my new savings account. Something to do with 'platforms'. I have other accounts with Kent Reliance and have not had issues crediting them in the past. Also if you offer an online s... See more

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Rated 5 out of 5 stars

I needed to find a 1yr fix paying better rates than Nat west. The lovely Charlotte at Gravesend Kent Reliance made opening an account easy She was super helpful friendly and answered all the questions... See more

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Rated 5 out of 5 stars

clear information when my account was maturing. very fair options. my investment was automatically moved on maturity to a very similar account and interest rate without me having to do anything. Altho... See more

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Rated 5 out of 5 stars

I have been a customer of KRBS for many years and currently have several different products with them. Their website is not state of the art technically but I can do everything I need to do online. I... See more

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Rated 3 out of 5 stars

Ok if you just want a straight forward savings account but if you want to transfer in say an existing ISA from another provider it's far from easy......First of all as my existing provider was not on... See more

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Rated 5 out of 5 stars

Kent Reliance offer excellent rates for savers. Very easy to set up accounts and if you have any question or queries they answer the phone promptly and you can speak to a real person. Have saved with... See more

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Rated 3 out of 5 stars

We were very happy with the product we selected however we missed being able to manage our account via a mobile app. The login process was more clumsy than other on line saving accounts. Making change... See more

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Rated 5 out of 5 stars

Been investing with Kent Reliance for 8 years. Fantastic firm. Great interest rates and perfect response to phone calls. So refreshing to talk to an experienced and helpful human being. Can't prai... See more

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Rated 5 out of 5 stars

Great rates, great staff, easy access to information & help in store & on the phone. Make you feel like a valued customer. They listen!!!!

Rated 5 out of 5 stars

I have been saving with Kent reliance for the past few years and have always been impressed with the help I have received. If I have had any queries or difficulties they have always been resolved by... See more

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Rated 5 out of 5 stars

The staff in my local branch in Littlehampton are always friendly and helpful. As a customer, you're never made to feel rushed. The staff take the time to explain investment options changes to inte... See more

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Rated 3 out of 5 stars

I only took out 2 ISAs, one fix one easy access. Both reasonably good rates! But because you go through NatWest for receipts or transfers out ، there's delays in money being transferred!... See more

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Rated 5 out of 5 stars

Having had a number of accounts over many years I would recommend Kent Reliance banking services. They have an easy to use website for account access. They keep you informed of any upcoming change... See more

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Rated 2 out of 5 stars

Changing details of account inputs and th currency of account details very poor. It took several phne calls to make any changes. Bod amd ISA accounts delat with in totally separate ways very confusin... See more

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Rated 2 out of 5 stars

Not the greatest mortgage company to deal with, if fact, I would say very archaic witn the way they do things and the dragging their heels And in reply to ther response, I did speak to my mortgage b... See more

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Rated 5 out of 5 stars

Like Kent Reliance, had few accounts with them over the years, all on line. Everything is clearly stated, easy to navigate. Notifications are prompt, & they deal with anything requested speedily. Easy... See more

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Rated 3 out of 5 stars

Was content with easy access savings account , then KR reduced rates, but started a new savings account at a higher rate, so in order to get the better rate I had to open the new account. Why, surely... See more

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Rated 2 out of 5 stars

Decent rates of interest. Invested with them years ago, no problem. This time round customer services has gone right down. Calls all outsourced abroad to people who misunderstand your query. Custome... See more

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Rated 2 out of 5 stars

My bond matured on 14 July but I haven’t received the funds 3 days later. I don’t understand why it is taking so long to transfer the funds to my bank account. I’m going to miss the opportunity to rei... See more

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Rated 3 out of 5 stars

I did not receive details of my options on expiry of existing ISA until AFTER the expiry date. This is the second time this has happened. This has meant that my money has gone into a lower-paying ac... See more

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Rated 5 out of 5 stars

I found Kent to be very fair offering to replace my existing Isa which matured in mid July into a new fixed rate Isa with very similar interest rates. Compare this to one of my other 2year fixed rate... See more

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Rated 3 out of 5 stars

Great to get a mortgage with, efficient however... devil in the detail.. their early mortgage repayment charges are punitive and - unlike other lenders like Santander - don't decline over the years, s... See more

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Rated 5 out of 5 stars

When I was looking at a new savers account Kent Reliance stood out as one of the few offering a great rate of interest. The account was easy to set up, although once opened I was shocked to see such a... See more

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Rated 2 out of 5 stars

I chose Kent Reliance to transfer a matured ISA based on the published rates on offer. A week after completing all the required forms I received an eMail requesting additional information. This wa... See more

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Rated 5 out of 5 stars

Pleasant and helpful staff dealt with us quickly and efficiently. Our ISA passbooks were able to be updated with new account information.

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Rated 5 out of 5 stars

I have upgraded my previous bad review below following a splendid call that I received from Pradeep of the "Global Communication Centre". Pradeep is one of the stars of Kent Reliance: lucid,... See more

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Rated 4 out of 5 stars

I recently opened an online savings account because the interest rate was good. Once it was funded I began to have issues logging in, and couldn't see my savings. I sent an email to the customer servi... See more

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Rated 2 out of 5 stars

I'm giving 2 stars for the niceness of the staff when you ring. After that it all goes downhill. Their technology is hopeless! Every time I try to log on their system won't accept my details and I hav... See more

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Rated 5 out of 5 stars

Local building society independent One of the few financial premises left in Strood The staff genuinely seem to care about customers So easy to deal with Never seem to have to wait long in a... See more

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Rated 5 out of 5 stars

Excellent customer service from Kent Reliance's Call Centre. I assume it's an overseas call centre, but having called it on two separate occasions, I've found the team to be friendly, professional and... See more

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Rated 2 out of 5 stars

If this company did not have good interest rates I would have run a mile by now. They are in process of tranistioning from one platform to a new "digital platform" , which means their systems are cur... See more

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Rated 3 out of 5 stars

Good easy to use website and competitive rates.Main issue is communication, if you are using an on line system to manage a long term investment you must provide clear sms/email communication to ensure... See more

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Rated 4 out of 5 stars

I chose KentReliance because of the very attractive interest rates and ability to complete the process without visiting a branch. The whole process was completed on-line with no issues. I have since a... See more

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Rated 3 out of 5 stars

I would agree with other posters that Kent Reliance's systems are archaic, in particular using another bank as a clearing house for transfers in and out of savings accounts with delays of up to two wo... See more

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Rated 5 out of 5 stars

I have invested lots of money with KR on account of their good rates. I have found them to be so helpful when phoning or leaving messages and reinvesting my money again this year.

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Rated 3 out of 5 stars

Opened a new variable cash isa Interest rates reduced once BOE reduced its base rate Had to withdraw a £1000 Got a message I will lose isa free status Communication is poor

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Rated 5 out of 5 stars

I have a fixed rate ISA. I was advised of it's maturity date in time and what options I could consider. I made my choice and my new ISA was then opened. This process was successfully completed without... See more

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Rated 5 out of 5 stars

Quick, easy and efficient. I quickly opened a suitable savings account for my ISA to be transferred into and the transfer went ahead on maturity date.

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Rated 4 out of 5 stars

The choice of investment plans is good, I do find difficulty going online with all the different passwords to remember.

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Rated 5 out of 5 stars

Customer service always helpful, polite and informative. Readily answer any queries. Very satisfied with the service I have received over the past few years.

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Rated 5 out of 5 stars

Good interest rate, well laid out website and easy to use online account

Company replied

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Company details

  1. Bank

Written by the company

We're part of OSB Group, a retail savings and specialist lending group with a family of distinct brands that aim to help you reach your financial goals.


Contact info

3.7

Average

TrustScore 3.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 98% of negative reviews

Typically replies within 24 hours


Rated 4 out of 5 stars

Getting better lets hope it carries on

Well here we are again three years ago I took out 3 bonds. A 1 year, a 2 year and a 3 year bond. In a few days the three year bond matures. As with my comments from when the other bonds matured. This firm are no better NOW. I have had to give my bond mature instructions 4 times.
(ADDED AFTER THE ABOVE REMARKS)Kent Reliance has contacted me today(9th October 2025) with a very surprising offer and explanation of this years misunderstandings. Although I am still not too happy I do feel they have tried to sort things out and have offered compensation which I have accepted. So thank you K.R. I am happy to amend my star rate on this firm.

8 October 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hello Robert
Thank you for taking the time to leave a review and we're sorry to read about these difficulties with your bond maturity.
So we can investigate further, please respond to our Trustpilot request for contact information.

Rated 2 out of 5 stars

Poor administration and communcation.

I chose Kent Reliance to transfer a matured ISA based on the published rates on offer. A week after completing all the required forms I received an eMail requesting additional information. This was provided the same day, both electronically and in "hard copy". Having heard nothing after 5 days I followed this up with a phone call which was unable to explain why there was a delay. After a further 8 days I received a phone call (at 14:25 on a Saturday). After checking this was genuine, the further details were sent both by eMail and "hard copy", again following this up by a phone call the following Monday. After a further 2 weeks I was advised that the "hard copy" had not been received, that the eMail (with a pdf of the document) could not be accepted, and that as a month had elapsed since the initial application this had now been cancelled. I formally reported this as a complaint, but now 2 weeks later am still awaiting the promised response. (Later added: in fairness to Kent Reliance, I subsequently received a response which upheld the complaint and apologised for the situation - thank you)
With this experience, and now the application closed, I raised an application with another ISA provider. This was fully completed within a week.
I would strongly recommend that Kent Reliance improve their communications and administrative processes.

3 October 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hello Peter

Thank you for taking the time to post a review and I'm sorry to hear about your frustrations. I can see from your review that you're already in touch with our Complaints team. I'll pass the comments in your review on to them as they're best placed to look into your complaint for you.

Rated 1 out of 5 stars

Failed to pay monthly interest for September and failed to transfer my ISA

I requested my ISA to be transferred to another bank on the maturity date of 30/09/25. They failed to do so and also failed to pay the monthly interest for September.
I have now registered a complaint regarding this and will get the financial ombudsman to look into this once I receive the final decision letter regarding my complaint.
Also their India based call centre are giving incorrect advice when you send messages.
Please avoid investing with this bank.

30 September 2025
Unprompted review
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Reply from Kent Reliance

Hello Paresh

I'm sorry to hear your instructions weren't carried out and I can see you've raised a complaint with us already. I'll also pass your comments here on to the Complaints team internally who are best placed to look into this for you.

Rated 5 out of 5 stars

Saving with Kent Reliance

I have been saving with Kent reliance for the past few years and have always been impressed with the help I have received. If I have had any queries or difficulties they have always been resolved by their operative service.
Having spoken on several occasions a speedy solution to my queries have been resolved in a polite and efficient manner.

15 September 2025
Unprompted review
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Reply from Kent Reliance

Thank you so much for your lovely feedback, Carol & Graham. Really pleased you are happy with our service, thanks for continuing to save with us :)

Rated 3 out of 5 stars

Problems crediting my new savings…

Problems crediting my new savings account. Something to do with 'platforms'. I have other accounts with Kent Reliance and have not had issues crediting them in the past.
Also if you offer an online service, let's have an app.

25 September 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hello Mike

I've just spoken to the team who've left a couple of voicemails on the number you provided. In case you'd still like us to look into this for you please feel free to call us when it's convenient for you.

-- Updated 06/10/25

Hi Mike

Thanks for taking the time to leave feedback and I'll pass your comment about an app on to our Customer Proposition team.

I'm sorry to hear you ran in to trouble making a deposit. Hopefully we were able to solve that quickly for however I've requested some more information through Trustpilot in case you'd like me to put you in touch with someone.

Rated 1 out of 5 stars

UTTERLY USELESS PEOPLE WHO WILL NOT READ SECURE MESSAGES

After sending three secure messages with very clear instructions I keep on getting idiots who reply but do not read or follow the clear instructions.
How can this pretend bank continue like this??
Yet again I write a bad review here and ask for someone who is literate to phone me ASAP.

29 September 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hello

If you're able to respond to my private request for more information I'll arrange for a member of the team to contact you.

Rated 1 out of 5 stars

Mortgage offer expiry state brought forward by 3 weeks!!!

Spent 5 months going through process of trying to buy our forever home, with constant delays, bad communication and utter incompetence. Chased for two months for exchange and completion dates and was told not possible by developer. Now they want to exchange in 2 days and to make matters worse, KR has brought the expiry state of mortgage offer forward by 3 weeks, giving us a week to exchange and complete. They never once told us this and would not offer and extension when we told them of the delays 2 months ago. I have serious health issues and this has landed me in hospital. We are going to more than likely lose the house we have spent 8 months going through the process and our hearts send on. Avoid KR, they don’t care, charge outrageous amounts and have no compassion or understanding for their “customers”. It’s not worth losing a house over. Go with a lender that cares and honours their offer. Heartbroken

26 September 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hello Sarah, thank you for taking the time to leave a review.
We're very sorry to read this, and so we can investigate further, please respond to our Trustpilot request for some contact information. Thank you.

Rated 5 out of 5 stars

I have been a saver with Kent Reliance…

I have been a saver with Kent Reliance for a number of years now. They offer very competitive savings interest rates and a good number of relevant products. The customer service has always been very good. I am always informed quickly by message when a withdrawal or deposit has been made. KR keeps me up to date by message with rate changes as soon as they happen. It's good to know there is a branch to visit if necessary.

18 September 2025
Unprompted review
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Reply from Kent Reliance

Thanks for sharing your experience, Sue :) great to hear you are happy with our service and thanks for continuing to save with us

Rated 5 out of 5 stars

Savings account

Great service and so easy to set up and use.

24 September 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Great to hear, thanks for sharing :)

Rated 5 out of 5 stars

Easy to deal with

I have been a customer of KRBS for many years and currently have several different products with them. Their website is not state of the art technically but I can do everything I need to do online. I have rarely needed to telephone them, but when I have done so, the agents with whom I have spoken have been friendly and helpful. Their rates on the products that I am interested in are consistently good and I receive written details of my options in good time when fixed term products are due for renewal. I have not experienced any problems or delays with KRBS as I have with other institutions. They may not have the profile or TV presence of other banks but they seem solid and efficient to me.

22 September 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks for sharing your experience of Kent Reliance :) really lovely to hear and have noted your comment about the website which will be passed onto the team. Thanks for saving with us Carmel

Rated 5 out of 5 stars

One year fixI needed to find a 1yr fix paying…

I needed to find a 1yr fix paying better rates than Nat west. The lovely Charlotte at Gravesend Kent Reliance made opening an account easy She was super helpful friendly and answered all the questions I had. Great customer service

12 September 2025
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks for sharing Gillian, that's great to hear. Will pass this onto the branch for Charlotte to see :)

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