One Protect Insurance Reviews 4,874

TrustScore 4 out of 5

3.9

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the professionalism, knowledge, and helpfulness of the staff, especially when using the online chat service. Consumers highlight the agents' ability to understand complex requirements and provide speedy resolutions. People also value the efficient and clear communication, with some expressing gratitude for the human touch in online interactions, as opposed to dealing with automated responses. Many reviewers found it easy to get insurance and make changes to their policies. Some customers had positive experiences canceling their policies, with agents guiding them through the process clearly. A few reviewers mentioned receiving better renewal quotes after discussing their needs with the company. However, opinions on pricing and response times are mixed, with no strong consensus among reviewers.

Based on these reviews

Rated 4 out of 5 stars

Was okay initially, fab price first year, easy to sort out, second year renewal Spiked up the following year by nearly 8 times! (No details changed) Couldn't speak to no-one & automatic auto renew cou... See more

Rated 4 out of 5 stars

Long wait on Chat with no audible indication that an agent had joined. Should not have to keep looking to check for all that time. Clicked to receive a transcript but it never arrived despite my doubl... See more

Rated 4 out of 5 stars

The lack of a number to call to make any changes is a downside, but the live chat function works well. The live chat agents were knowledgeable and efficient at dealing with requests. Overall a good e... See more

Rated 4 out of 5 stars

5* for Elizabeth she sorted out my problem with No Claims Bonus upload. But! There must be a better way with communication like a contract customer service number. Hence 4*

Rated 5 out of 5 stars

When my car broke down recently, my telephone call was answered quickly, they quickly established who I was (no long reference numbers over the phone) and were pleasant, cheery and efficient. The re... See more

Rated 3 out of 5 stars

New to this company. Took out a car Insurance on the 29th Nov. I then received an email 6 days later stating I had a discrepancy on my insurance policy, and that I will be charges £42.50 administra... See more

Rated 5 out of 5 stars

I'd just taken out a motor insurance policy and needed the policy to start immediately, and not in 24 hrs. I got on the chat and immediately got speaking to an assistant. This was escalated to the pol... See more

Rated 5 out of 5 stars

I found motor insurance cheaper elsewhere and was prepared to move my policy at renewal. Charlie (CH5) offered a 3 year fixed policy that worked out cheaper with the same levels of cover including go... See more

Rated 5 out of 5 stars

I contacted One Protect whilst I was ill in hospital and everything felt like a big task. However I needed to make an insurance enquiry so I went via the website. The online chat facility con... See more

Rated 2 out of 5 stars

Simply wanted to cancel my car insurance as I’d sold my car. Expected some sort of refund as the car is insured until March but nope!….given a gobbledygook explanation and no money to be returne... See more

Rated 5 out of 5 stars

GB3 - Very helpful. Taking out new polices are always stressful, so when i seen NO next to commuting on my policy, i got worried. However GB3 confirmed commuting is covered under my business use. They... See more

Rated 5 out of 5 stars

The online chat system worked perfectly well. The chap I deal with understood what I was on about and resolved the problem straight away. I now have a simply direct debit, affordable and in mont... See more

Rated 5 out of 5 stars

Spoke to an adviser regarding car insurance renewal, Vienna was very helpful, professional and caring. She went through everything clearly and put my mind at ease. She is an asset to One Protect Insu... See more

Rated 3 out of 5 stars

After initially not having any details about my policy but finding that my email address was incorrect was inconvenient but eventually was sorted by a very efficient lady named Paige which also resul... See more

Rated 2 out of 5 stars

Received an e mail telling me due to a disclosure error there would be an additional fee charged to my credit card plus an admin charge. No details of what exactly or how much! A letter will apparentl... See more

Rated 3 out of 5 stars

Bought a new car so wanted to change my insurance. Online system said that I couldn’t so would have to cancel my policy. Charges incurred were exactly the amount left on my policy - how convenient. Ne... See more

Rated 3 out of 5 stars

Difficult to register as the website would not let me use my e-mail address nor set up a password. To be fair, I was doing it all for my wife who is the registered keeper and owner but it should not b... See more

Rated 5 out of 5 stars

Ti2 was fantastic - really knowledgable, professional and helpful. She/he completely understood my question despite it being complex, and resolved my query speedily and with best possible outcome. It’... See more

Rated 5 out of 5 stars

Had issues with not being able to change bank details on the portal so did the live chat talking to George who was really helpful and taken all details. I don’t like the chat groups as I’m old school... See more

Rated 5 out of 5 stars

My online chat today was excellent, thanks to the assistance of Lauren, user name LD7. The wait time was short and the responses from Lauren were prompt and precise. I received the information I re... See more

Rated 2 out of 5 stars

The quote I selected was £246.27. Paid £43.25 deposit with 11 instalments of £21.31. But after paying the deposit of £43.25, I received request for payment of 39.15 for the first instalment. I have se... See more

Rated 5 out of 5 stars

Broke down last night. Managed to request breakdown fairly easily. Although the recovery driver couldn’t find me initially he would have arrived ahead of expected time. Was home and all sorted within... See more

Rated 5 out of 5 stars

Chatted with a very helpful lady Elizabeth. She fully explained where i was going wrong ..tbh it was my own fault lol. But she persevered on and helped me. I'm so grateful 🙏 for her time and help.... See more

Rated 2 out of 5 stars

I was cut off twice yesterday from the chat function before I could reply to a question! I received an e mail stating there was a problem with my information and I was being charged an additional prem... See more

Rated 5 out of 5 stars

David A was fantastic and really went out his way to help me. I was given a cheaper quote by David A and was happy with the way he explained everything in detail and he also answered any queries I had... See more

Rated 5 out of 5 stars

Great experience with One Protect. Found it easy to insure and also make a change that I had to midway through the policy. When I needed to cancel JT3 on live chat was excellent. He made the process s... See more

Rated 5 out of 5 stars

I spoke with TJ2 and she was very helpful. I needed to cancel my policy and she spoke me through it making sure I understood exactly what was happening. Would definitely use this company again

Rated 4 out of 5 stars

Great price about 1/2 what I was quoted by current provider. Helpful customer service via chat once resolved they do try and sell you products

Rated 5 out of 5 stars

A very careful and thorough solution to a problem that had been caused by my own error. The agent was friendly and patient and ensured nothing was left unsolved.

Rated 5 out of 5 stars

Ti2 was incredibly professional, very responsive and really knowledgable. It was a very rare pleasure to deal with an online chat service where they really understood exactly what my (rather complex)... See more

Rated 5 out of 5 stars

I contacted One Protect yesterday to discuss my renewal quote. Dealt with by PS1. Very helpful and quick. I got a much better renewal figure after reviewing my requirements. Very swift process.

Rated 5 out of 5 stars

My experience was conducted via an online chat with Josh - JA1... my interaction was extremely helpful from the very beginning of the chat and all my questions and concerns were answered in an extreme... See more

Rated 3 out of 5 stars

Not great to be honest. Twice on Live Chat I've been told my evidence of no claims is ok and yet I'm still getting letters saying it's unacceptable. A third visit to Live Chat has again said it's ok s... See more

Rated 5 out of 5 stars

What an awesome experience with TJ1 yesterday full of knowledge & dealt with my query in an exceptional manner answering everything I asked giving clear precise instructions .....thank you so much aga... See more

Rated 5 out of 5 stars

It was great to have a human (Ti2) at the end of a chat facility and not a robot with preset answers. The actions we needed to take were clearly presented and the whole chat was over in just a couple... See more

Rated 3 out of 5 stars

I made the mistake of putting my name as policy holder when it was my husband who had the 20 year NCB. I did not have the NCB. One protect wanted an extra £150 to keep me as policy holder. When I went... See more

Rated 5 out of 5 stars

Agent AW1 could not have been more helpful with my medical issue enquiry.Very efficient and sorted it in quick time. Very happy with the service he gave.

Rated 3 out of 5 stars

i would prefer real conversation.. rather than a chat online but finaly it worked all well … finaly i could adjust my policie

Rated 4 out of 5 stars

Just renewed for a second year, offered me a good renewal but I found a better deal, so I contacted them to see if they would match another company and they did.

Rated 5 out of 5 stars

Very easy to sort out my car insurance reasonable price and happy overall with the service would use again

Rated 5 out of 5 stars

Toni, Tj1, dealt with my problem very efficiently, wish all customer services were as good.

Rated 4 out of 5 stars

9th in que so a little slow but competent reply and hopefully my refund will come through!

Rated 5 out of 5 stars

Chat was super helpful and efficient way of managing my renewal. Would recommend. Thanks MB9!

Rated 5 out of 5 stars

Was 9th in the queue but it went down very quick. Chatted with BL1 who was very helpful and didn't rush me. Resolved the issue very quickly - thank you

Rated 5 out of 5 stars

Agent called jack was good at with my enquiries and also mentioned extra products which will be useful for me the decide my car insurance.

Rated 5 out of 5 stars

EW2 was polite a friendly and very helpful supporting me with transferring the direct debit account for the policy. Thank you Elizabeth

Rated 5 out of 5 stars

It was very easy to online chat with "CN4" Connor who was able to answer my questions and easily navigate me through things as I am not that computer literate and very rarely use computer chat . So th... See more

Rated 5 out of 5 stars

GB3 is the agents username and he was excellent for me during a difficult financial time. Real credit to the business.

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Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Company

Written by the company

At One Protect, we strive to get back to basics and offer insurance that’s as simple as it is affordable. We know that you’ve got better things to be doing than endlessly scrolling in search of a good deal, so leave the hard work to us and we’ll compare quotes from our trusted panel of providers to find a policy that’s right for you.


Contact info

3.9

Great

TrustScore 4 out of 5

5K reviews

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Hasn’t replied to negative reviews


Rated 5 out of 5 stars

JH7 Joshua

It was a pleasure chatting with JH7 (Joshua) earlier today when I queried the difference between the premium we agreed on GoCompare and the larger amount emailed to us in the Policy Schedule.
Joshua explained the figures, although we are yet to receive the 'Welcome Letter' which he said would confirm the prior amount.

10 December 2025
Unprompted review
Rated 1 out of 5 stars

Utterly impossible to speak to anyone…

Utterly impossible to speak to anyone on the telephone about my insurance. I called the number provided on a letter they sent to me (there were no numbers I could find on the website) but none of the options provided related to discussing my insurance policy. It may be a great way to make them more profit bt it is very user unfriendly.

10 December 2025
Unprompted review
Rated 1 out of 5 stars

Terrible Insurer

My car was in an accident and was a write off so I had to cancel my insurance policy, I couldn't talk to anyone on the phone or cancel through the portal. So I had to talk through a live chat. They charged me extra for cancelling policy that I was forced out of, then still wanted the next months direct debit even after an extra cancelation fee. Absolute terrible service and the extra fee's are terrible

10 December 2025
Unprompted review
Rated 4 out of 5 stars

Received an email stating an undeclared…

Received an email stating an undeclared risk on my policy and that theee would be an additional premium plus £42.50 admin charge. I’m convinced I declared the previous escape of water from boiler and suspicious that this is a tactic of one protect as I’ve seen a few other reviews stating the same. Anyway spoke with JH7 on chat and he resolved the matter quickly, explaining there would be only an additional £15 charge to add the apparent undeclared previous escape of water to my policy. I was ok with this but whole situation makes me nervous about the company and will be keeping a close eye on my account for any additional sneaky charges.

10 December 2025
Unprompted review
Rated 5 out of 5 stars

One protect insurance

"I used the online chat feature to deal with my query. I chatted with agent HM1 who was absolutely brilliant and efficient. She provided precise answers and actions that made everything simple and clear, which was a huge help. I was impressed by how smoothly the process went and the level of expertise shown. Highly recommended."

10 December 2025
Unprompted review
Rated 3 out of 5 stars

Ok, so far!

I'm responding to a request from this broker to give a review on my experience so far. My insurance hasn't started yet.
Positives
1. Easy to set up;
2. cheap;
3. chat line service answered quickly and didn't charge for my initial mistake in the application questions;
4. The policy has a low excess and promises so much in terms of benefits.

Hopefully my experience will be as positive if I need to make a claim.

10 December 2025
Unprompted review
Rated 2 out of 5 stars

Long winded communication

Asked to provide evidence of no claims bonus, with no facility to e-mail straight back. Spent ages waiting on the call chat (18th in queue), and advised quickly how to submit. As password protected, I then had to use chat again and was asked if I wanted to increase my policy to include a courtesy car which was already included in my policy, only then to be told only if available (or words to that effect, as I didn't request transcript).

9 December 2025
Unprompted review
Rated 5 out of 5 stars

It was so easy to follow

It was so easy to follow, to do everything is right there at your fingertips, everything you want, all the extras you think you may need they're all there, there is nothing more you should want.

10 December 2025
Unprompted review
Rated 3 out of 5 stars

Initially a good price but with a catch

Both my previous car insurance companies, Privilege and Aviva had bumped their prices up the last two years.
I found OneProtect via a comparison site and was pleased with the price quoted. I registered and paid on the 3rd November for the policy to start on 1st December.
All done I assumed.
Today, the 9th December I have received two letters from them claiming I misrepresented the application by claiming I had 13 years no claims and so they’re amending my policy to 8 years and asking for another £101 taking their price to more than the previous AVIVA policy which I cancelled!
I don’t recall entering 13 years at all. Something perhaps defaulted? I don’t know. I have owned my current car for 8 years and never made a claim. In fact I have NEVER made an insurance accident claim in over fifty years of driving both privately and company cars. I consider myself to be a safe drive!
I have yet to tackle OneProtect about this but having read other reviews it sounds like communication with them can be challenging!

9 December 2025
Unprompted review

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