Saga plc Reviews 41,937

TrustScore 4 out of 5

4.0

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the straightforward and easy process of obtaining insurance, with many highlighting the simplicity of completing online forms and navigating the website. People also value the competitive pricing and the clarity of the quotes, noting that there are no hidden costs. Consumers find the company tailored for the over 50's, which is ideal. The politeness and helpfulness of the staff are frequently mentioned, with several reviewers sharing positive experiences when interacting with representatives over the phone. Customers value the ability to speak directly with someone who understands their needs and provides clear, easy-to-understand answers. However, some reviewers have reported issues with customer service, particularly when making changes to their policies or resolving specific issues.

Based on these reviews

Rated 4 out of 5 stars
Invited

Was happy with Saga all was well. Then I tried to change my insurance as I had purchased a new car, It was a nightmare dealing with a young lady who appeared to have no knowledge of what to do wh... See more

Rated 4 out of 5 stars
Invited

Simple, straight forward and very competitive price for the cover I need. Comparison site gave me the best price; going direct was HUGELY more expensive!

Rated 4 out of 5 stars

I moved to SAGA for car insurance which started at the end of September. I was pleased with the premium quoted and the cover provided but I was disappointed to find that SAGA took the premium from my... See more

Rated 4 out of 5 stars
Invited

I am in my 4th good year of Saga insurance. It was an unfortunate error in the insurance document which mattered at a moment I was in hospital. I accept I should have checked every detail of the certi... See more

Rated 3 out of 5 stars
Invited

Detthedevilail as always . Check your final agreed cover is EXACTLY as previous or as you want. Windscreen cover can change mid quote, roadside assistance can change mid quote A good one in a bad l... See more

Company replied

Rated 2 out of 5 stars
Invited

68% (over £500) increase in premium for annual travel policy despite no change in policy or circumstances. I called to check whether there was a mistake or explanation - long wait, polite response, b... See more

Company replied

Rated 3 out of 5 stars
Invited

I've just renewed my motor insurance which went very well. However, I was treated appallingly by SAGA and their underwriters over my travel insurance claim a couple of years ago and had to "battle" f... See more

Company replied

Rated 5 out of 5 stars
Invited

Good price and didn't stich me up by doubling the premium when I left it late to confirm my renewal - Unlike those advertised in the comparison sites. My wifes insured with SAGA and her renewals h... See more

Rated 5 out of 5 stars
Invited

Once you’ve read through all the legal policies, the questions for each section you need to fill in were very straight forward, I found the site to be very clear & stress free

Rated 5 out of 5 stars
Invited

a simple procedure and as we had been insured through SAGA previously, a good deal of information was held on file and the form completion made easy. The choice of cover level was again well explained... See more

Rated 5 out of 5 stars

Went online to seek Travel Insurance for trip to Australia. Found the Saga online form detailed but easy to complete. Difficulty sending the payment online from where I live so phoned and spoke to J... See more

Rated 5 out of 5 stars
Invited

received marketing letter from saga so thought i would try them. spoke with a lady called shab who was most pleasant insurance person i have spoken to bar non. she was very helpful with questions and... See more

Rated 5 out of 5 stars
Invited

After years of increasing difficulty motor insurance at last a company that does exactly what it sets out to do. Straightforward and effective simple way to proceed . Many thanks Regards H

Rated 5 out of 5 stars
Invited

Great customer service. A recent, no fault claim dealt with amazingly well. Brought my renewal quotation down massively without losing the security of good cover. Six years of feeling I am treated a... See more

Rated 2 out of 5 stars

Can’t cancel online so I won’t use them again. Have better things to do than hang on the phone or write a letter (does anyone actually do that these days or is Saga just ageist!)

Company replied

Rated 5 out of 5 stars
Invited

I found the process so clear and easy to fill in, and the quote l got was excellent. I would recommend Saga to all my friends thinking of going on holiday

Rated 2 out of 5 stars

I bought a car insurance on 2ndJuly 2025 and paid circa £150 . At the time I was advised that I would be charged £50 fee for cancellation and a prorate charge for the number of days I had the cover... See more

Company replied

Rated 5 out of 5 stars
Invited

I needed clarification on a health issue so called the help desk and was given good advice on that matter. He also explained the differences between the levels of cover without trying to upsell. Conf... See more

Rated 5 out of 5 stars
Invited

Very happy with SAGA quote which was £200 cheaper than last year with previous company and therefore very happy to go ahead. I found the process to be very easy and thank you for that.

Rated 5 out of 5 stars
Invited

Renewing my insurance, quote easily done online , clear questions and great price options. Saved money on my previous years costs.

Rated 5 out of 5 stars
Invited

My second year with saga.Easy to navigate site,could find all the information i needed,far cheaper than competitors,tailored for the over 50's only..Ideal.Premium reduced by £45 this year

Rated 5 out of 5 stars
Invited

I have two separate car insurance with yous there both my cars why can’t I have one insurance for both cars ?kink regards Sean

Rated 5 out of 5 stars
Invited

Very good interaction with real people especially when online system was not available to do what I wanted over two days. Whereas the experience is excellent I am always mindful of cost

Rated 5 out of 5 stars

I recently had an issue with documents on my car insurance but after making a call everything was sorted and because they are a good reputable company with courteous staff I’ve decided to renew for an... See more

Rated 5 out of 5 stars
Invited

I have been with Saga for some years, I tried to cut costs by switching to an alternative insurer. I cancelled the alternative insurer and returned to Saga after 14 days of problems with the online on... See more

Rated 5 out of 5 stars
Invited

Easy to navigate, quick and simple process to get great cover at an extremely competitive price. Very happy indeed.

Rated 5 out of 5 stars
Invited

Super simple to complete online application for travel insurance....only took me 10 minutes to get travel insurance for me and my husband.

Rated 5 out of 5 stars
Invited

I was able to get a quote, and pay very easily,some of the of the other insurers were not as straightforward

Rated 4 out of 5 stars
Invited

I regard SAGA as suspect after car insurance premium was trebled even though I had made no claims,why?

Rated 5 out of 5 stars
Invited

I spoke to a representative on the phone without having to wait too long. Got my insurance for my new car changed straight away. Helpful rep and hopefully will insure again when the insurance is due... See more

Rated 5 out of 5 stars
Invited

Simple, competitive and easy to arrange buildings insurance. As an existing contents customer there was only ever to be one provider in town for the reasons above, simple, competitive and easy to arra... See more

Rated 5 out of 5 stars
Invited

The cost was easily A no brainer, competive, all levels of tailored insurance to meet individual needs. And most of all, no hidden cost for extras, What i was quoted, is What i paid. EASY 5 STARS

Rated 5 out of 5 stars
Invited

Very easy to insure my car over the telephone. Process was very quick. Quote was extremely competitive and customer service was great!

Rated 4 out of 5 stars
Invited

After a conversation on the phone they managed to reduce my cost as a loyal customer. I renewed my car insurance at the reduced cost and received my documents shortly after.

Rated 5 out of 5 stars
Invited

The price!!!!!! although completing the forms etc is very straightforward. In future I shall not even think about using a search engine or looking for other quotes for holiday insurance because Saga... See more

Rated 4 out of 5 stars
Invited

SAGA really needs to get its documents online page sorted as it the most useless system I have come across. If it wasn't for me phoning directly and speaking to a real person who sorted how to find my... See more

Rated 5 out of 5 stars
Invited

Such a quick and easy way to sort car insurance. Great easy to use website with clear concise questions

Rated 5 out of 5 stars
Invited

Unlike my "then" car insurer, when I spoke to Saga - & subsequently transferred/took out car insurance with Saga - The Agent I spoke was quickly able to understood my insurance requirements & provid... See more

Rated 5 out of 5 stars
Invited

Saga gave me another option on my insurance which I had looked at before, but it was clarified for me and so I went with it. It offered an excellent option, by the very friendly and knowledgeable age... See more

Rated 5 out of 5 stars

I have received a great service from Claire Baldwin when buying a car insurance. She was very diligent and patient. She has reviewed all my options, which helped me to select the best one for me. The... See more

Rated 5 out of 5 stars
Invited

I telephoned SAGA, fully intending to cancel my Home Insurance policy and expected a long wait before speaking to an operative. To my delight I got straight through to an extremely helpful and articu... See more

Rated 5 out of 5 stars
Invited

Gentleman I spoke to on phone was polite,understanding and very helpful with my needs.Was great for me,the fact i could speak to someone and easy to contact.Would defintly recommend Saga.

Rated 5 out of 5 stars
Invited

Having spent most of the morning on comparison sites, I found Saga the easiest to complete. Very happy with the quote and simple to use the site

Rated 5 out of 5 stars
Invited

This is the 3rd time I have got my holiday insurance with saga. Their prices are good and the service is excellent. Very pleased.

Rated 5 out of 5 stars
Invited

Not the absolute cheapest, but more than made up for by decent policy terms, ease of contact and sensible terms of business.

Rated 4 out of 5 stars
Invited

Car insurance this year and last was cheaper than comparison website quotes. The call waiting music, which is usually torture for me, was pleasant, using real songs rather than annoying snippets of m... See more

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Company details

  1. #209 of 223 best companies in Insurance agency
  2. #67 of 70 best companies in Car and Motor Insurance Agency
  3. #24 of 24 best companies in Health insurance agency
  4. #41 of 45 best companies in Home Insurance Agency
  5. #138 of 142 best companies in Tour operator

About Saga plc

Written by the company

Saga offers an array of products and services exclusively for the over 50s, including insurance, home care, holidays and the UK's best selling monthly magazine.

We will work with you to make things right.

At Saga, we strive to ensure that our customers are treated fairly. If you are dissatisfied with a service or product we have provided, we take your concerns very seriously.

In the first instance, please email us at services.customer-relations@saga.co.uk with any concerns or comments you may have so that your complaint can be dealt with in line with our complaints policy.


Contact info

4.0

Great

TrustScore 4 out of 5

42K reviews

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Replied to 98% of negative reviews

Typically replies within 24 hours


Rated 3 out of 5 stars
Invited

Service fine, but 42% increase to ‘3-yr’ premium annoying.

Insuring vehicle, with two ‘3-yr’ renewals, over the years satisfactory. No claim ever made so I can’t relate experience with that important factor.
Principal criticisms:
- infuriating ‘we are experiencing a high volume of calls’ (with attendant long delays) ALWAYS when calling them by phone. If it’s a permanent condition, why don’t they increase staffing?
- 42% increase to ‘3-yr’ premium (“It’s what our underwriters tell us”), despite no claims.

2 October 2025
Saga plc logo

Reply from Saga plc

Good evening,

Thank you for taking the time to leave your review. All feedback helps go towards developing our products and services so we can ensure we are meeting customer expectations moving forward.

I am sorry to hear that the premium increased so much at the end of your fixed price period and that you were faced with some longer waiting times than expected.

If you would like to discuss anything further, please come and chat with us by going to www.saga.co.uk/chat and our team will be happy to help.

Please note, our opening times are 9-5 Monday to Friday and 9-1 on Saturdays over chat. However, you can still leave us a message outside of these times and providing you have given an email, we will always get back to you when we are next available.

Kind regards - Layla.

Rated 5 out of 5 stars
Invited

If you want to speak to a friendly helpful person and not a robot Saga is for you

You always get to speak to a person at saga no press a 100 buttons to speak to a computer. The staff are knowledgeable, professional and easy to understand. Their prices are not bad either. I have changed details twice on my policy at no extra charge. They also dealt with my claim when somebody smashed into my parked car. They did all the work and kept me informed. Very pleased with saga I have had 4 cars insured with them.

11 October 2025
Rated 1 out of 5 stars
Invited

Notified Saga change of address- policy declined! But price went up

I Notified Saga of my change of address (first move in 18yrs), doing the right thing. Then being told my policy has been DECLINED by Covea the underwriter, I wasn’t insured. But I needed to take out a new policy with the same underwriter but my premium has gone up! A Bulling tactic which I am extremely unhappy about and want to report!

10 October 2025
Saga plc logo

Reply from Saga plc

Good evening,

I am sorry to hear that the cover declined by the same underwriter mid-term who then offered a new quote. I do understand how frustrating this must be.

If you would like to discuss this matter further, please come and chat with us by going to www.saga.co.uk/chat and our team will be happy to help.

Please note, our opening times are 9-5 Monday to Friday and 9-1 on Saturdays over chat. However, you can still leave us a message outside of these times and providing you have given an email, we will always get back to you when we are next available.

Kind regards - Layla.

Rated 1 out of 5 stars
Invited

Frustrating account set up.

Bought some annual Saga travel insurance online. On paying I was invited to create an account so i could view my documents online. I entered my email address, was told that an email had been sent to me with a link that I would have to click on to confirm my email address and complete my account set up. The email took 90 minutes to appear, but the link expired after 20 minutes so was completely useless. Tried again, same result. Hopeless system. Still have no access to my online documents.

11 October 2025
Saga plc logo

Reply from Saga plc

Good evening,

I am sorry to hear of the issues you have had trying to set up your MySaga account.

If you are still having the same issues, please come and chat with us by going to www.saga.co.uk/chat and our team will be happy to help.

Please note, our opening times are 9-5 Monday to Friday and 9-1 on Saturdays over chat. However, you can still leave us a message outside of these times and providing you have given an email, we will always get back to you when we are next available.

Kind regards - Layla.

Rated 5 out of 5 stars
Invited

Easy car quote

Having spent most of the morning on comparison sites, I found Saga the easiest to complete. Very happy with the quote and simple to use the site

10 October 2025
Rated 3 out of 5 stars
Invited

I've just renewed my motor insurance…

I've just renewed my motor insurance which went very well. However, I was treated appallingly by SAGA and their underwriters over my travel insurance claim a couple of years ago and had to "battle" for several months to get my claim resolved satisfactorily.

10 October 2025
Saga plc logo

Reply from Saga plc

Good evening,

Thank you for taking the time to leave your review. All feedback helps go towards developing our products and services so we can ensure we are meeting customer expectations moving forward.

I am sorry to hear of the experience you have had previously surrounding your travel insurance claim and I do hope that should you ever need to make another claim in the future, that we can show an improved level of service since then.

If you would like to discuss anything further, please come and chat with us by going to www.saga.co.uk/chat and our team will be happy to help.

Please note, our opening times are 9-5 Monday to Friday and 9-1 on Saturdays over chat. However, you can still leave us a message outside of these times and providing you have given an email, we will always get back to you when we are next available.

Kind regards - Layla.

Rated 5 out of 5 stars
Invited

I telephoned SAGA intending to cancel - and renewed!

I telephoned SAGA, fully intending to cancel my Home Insurance policy and expected a long wait before speaking to an operative. To my delight I got straight through to an extremely helpful and articulate lady (Leanne Brocklehurst) who answered all my questions. I can honestly say this was the most helpful business call I made in years. As a result it will be a pleasure to renew with SAGA.

8 October 2025

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